Kern County property record for 2209 Mountain Oak Rd, Bakersfield, CA 93311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,242 sqft · built 1985 |
| Lot Size | 0.227 acres (9,899 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Nov 1996) |
| Tax Bill | $4,126 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Jul 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 512-112-11-1 |
| Primary APN | 512-112-11-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| Gross Area | 2,853 sqft |
| 1st Floor Area | 1,687 sqft |
| 2nd Floor Area | 215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 9,899 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 85 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 512112111 |
|---|---|
| Street Address | 2209 MOUNTAIN OAK RD |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93311-1679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4494 , BLOCK , LOT 13 |
| Legal Subdivision | TRACT 4494 |
| Legal Tract | 4494 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2822 |
2209 Mountain Oak Rd is owned by a company that acquired it in May 2024.
Source: Kern County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2209 MOUNTAIN OAK RD, BAKERSFIELD, CA 93311-1679 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jul 31, 2019 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage STRATA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 1996 · Amount on File |
| Deed Sale | Nov 13, 1996 · Amount on File |
| Deed Document Number | 1996147917 |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0000062782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 2209 MOUNTAIN OAK RD, BAKERSFIELD, CA 93311-1679 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2209 MOUNTAIN OAK RD, BAKERSFIELD, CA 93311-1679 |
| Document Number | 0000042891 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 222042891 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.08% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.08% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 31, 2019 |
| Property Address | 2209 MOUNTAIN OAK RD, BAKERSFIELD, CA 93311-1679 |
| Document Number | 0000091916 |
| Map Reference | MB 32 PG 57&58 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 219091916 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | FIRST AMERICAN TTL SANTA ANA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2209 MOUNTAIN OAK RD, BAKERSFIELD, CA 93311-1679 |
| Document Number | 0000091917 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 219091917 |
| Name | STRATA CU |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 5, 2039 |
The 2025 property tax bill for 2209 Mountain Oak Rd was $4,126.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Panama-Buena Vista School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,363 (+2%) Land $66,434 Building $214,929 | |
| 2025 | $4,126.00 | $275,847 Land $65,132 Building $210,715 |
| 2023 | $3,905.00 (+4.08%) Homeowner's exemption | $265,137 Land $62,603 Building $202,534 |
| 2022 | $3,752.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2209 Mountain Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2209 Mountain Oak Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Verizon.
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