2209 Lake Forest Dr, Waco, TX 76708 Property Records

McLennan County property record for 2209 Lake Forest Dr, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,862 sqft · built 1984
Lot Size0.681 acres (29,648 sqft)
Owner2 Individual Names on Record
Last Sale$338,403 (Jul 2023)
Tax Bill$2,819 (2025)
Deeds & MortgagesJul 2023 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-005101-000600-0

Property Details

APN / Parcel Number

Primary APN48-005101-000600-0
Alternative APNs
  • 4800510100060000111
  • 164727

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,862 sqft Living Area
Gross Area2,391 sqft
1st Floor Area1,862 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area29,648 sqft (0.681 acres)
Garage TypeAttached
Garage Area529 sqft
DrivewayConcrete Driveway
Driveway Area798 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area52 sqft
Deck Area437 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2209 LAKE FOREST DR
CityWACO
StateTX
Zip76708-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBLAIZE LAKE FOREST LOT 5 BLOCK A ACRES .6806
Legal SubdivisionBLAIZE LAKE FOREST
Legal BlockA
Legal Lot Number5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2000
Census Tract3000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2209 LAKE FOREST DR, WACO, TX 76708-1118
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
DISCOVER BANK
Aug 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Aug 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Deed Document Number202323516
Prior Transfer DateJul 27, 2023
Prior Transfer Doc0000023516
Record UpdatedOct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLENNAN TX
Recording DateJul 28, 2023
Property Address2209 LAKE FOREST DR, WACO, TX 76708-1118
Document Number0000023516
Map ReferenceVOL 750 PG 20
Instrument DateJul 26, 2023
Instrument2023023516
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2209 LAKE FOREST DR, WACO, TX 76708-1118

Mortgage

Document Number0000023517
DateJul 28, 2023
Instrument2023023517
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 24, 2038

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2209 LAKE FOREST DR, WACO, TX 76708-1118
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030339
DateAug 27, 2018
Instrument2018030339
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2209 LAKE FOREST DR, WACO, TX 76708-1118
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030340
DateAug 27, 2018
Instrument2018030340
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2209 LAKE FOREST DR, WACO, TX 76708-1118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032908
DateSep 30, 2019
Instrument2019032908
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,483 (+3.93%) Land $47,733 Building $255,750$303,483 (-5.58%) Land $47,733 Building $255,750
2025$2,819.00 (-14.47%) Homeowner's exemption Senior Citizen's exemption$292,002 (-10.96%) Land $43,290 Building $278,140$321,430 (-1.99%) Land $43,290 Building $278,140
2024$3,296.00 (+6.39%)
2023$327,960 (+4.34%) Land $43,290 Building $284,670$327,960 (+4.34%) Land $43,290 Building $284,670
2022$3,098.00 Homeowner's exemption$314,320 Land $37,950 Building $276,370$314,320 Land $37,950 Building $276,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lake Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number