2209 Front St, Beaufort, NC 28516 Property Records

Carteret County property record for 2209 Front St, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,540 sqft · built 2020
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$5,200,000 (Oct 2025)
Tax Bill	$18,343 (2025)
Deeds & Mortgages	Oct 2025 Sale Feb 2023 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`7315.05.08.1334000`

Property Details

APN / Parcel Number

Primary APN	`7315.05.08.1334000`
Alternative APNs	`539629` `557193` `32131`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,540 sqft Heated Area
Gross Area	3,519 sqft
1st Floor Area	2,180 sqft
Sunroom	Sunroom
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 25 ft wide
View / Lot	Waterfront
Garage Area	286 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	710 sqft
Utility Building	40 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	32131
Street Address	2209 FRONT ST
City	BEAUFORT
State	NC
Zip	28516-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 JEFFREY AND JULIE ANN JURGENSON PROPERTY BEAUFOR
Legal Subdivision	BLAINE S NASHOLD JR IRENE H NA
Legal Tract	2
Legal Block	08
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	2
Census Block	2035
Census Tract	970304

Owner

2209 Front St is owned and occupied by two individuals who bought it in October 2025.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer
Feb 1, 2023	Intrafamily Transfer, Transfer
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jun 24, 2021	Warranty Deed, Transfer
Jul 3, 2019	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Document Number	20251869303
Deed Book / Page	1869 / 303
Prior Transfer Date	Jan 25, 2023
Prior Transfer Doc	0017900422
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 24, 2025
Property Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Document Number	0018690303
Book / Page	1869 / 303
Instrument Date	Oct 17, 2025
Instrument	1869303
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount on Record
Tax	$10,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 LOMA LARGA DR, SOLANA BEACH, CA 92075-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 FRONT ST, BEAUFORT, NC 28516-9317

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Feb 1, 2023
Property Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Document Number	0017900422
Book / Page	1790 / 422
Instrument Date	Jan 25, 2023
Instrument	1790422
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 LOMA LARGA DR, SOLANA BEACH, CA 92075-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	346 LOMA LARGA DR, SOLANA BEACH, CA 92075-1718

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 2, 2022
Property Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Document Number	0017840020
Book / Page	1784 / 20
Instrument Date	Oct 24, 2022
Instrument	1784020
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 FRONT ST, 2209, BEAUFORT, NC 28516-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 LOMA LARGA DR, SOLANA BEACH, CA 92075-1718

Mortgage

Document Number	0001784021
Date	Nov 2, 2022
Instrument	1784-021

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	Other
Max Rate	9%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017100232
Date	Mar 1, 2021
Book Page	1710/232
Instrument	1710232

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 24, 2021
Property Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Document Number	0017270455
Book / Page	1727 / 455
Map Reference	MB 34 PG 105
Instrument Date	Jun 9, 2021
Instrument	1727455
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 FRONT ST, 2209, BEAUFORT, NC 28516-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 FORDS COLONY DR, WILLIAMSBURG, VA 23188-6318

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 3, 2019
Property Address	2209 FRONT ST, BEAUFORT, NC 28516-9317
Document Number	0016420282
Book / Page	1642 / 282
Instrument Date	Jul 3, 2019
Instrument	1642282
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4430, EMERALD ISLE, NC 28594-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 FRONT ST, BEAUFORT, NC 28516-9317

Mortgage

Document Number	1642283
Date	Jul 3, 2019
Instrument	1642-283

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2209 Front St was $18,343.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,256,776 (-) Land $1,618,000 Building $1,638,776	$3,256,776 (-) Land $1,618,000 Building $1,638,776
2025	$18,343.00	$3,256,776 Land $1,618,000 Building $1,638,776	$3,256,776 Land $1,618,000 Building $1,638,776
2023		$1,157,157 Land $593,875 Building $563,282	$1,157,157 Land $593,875 Building $563,282
2022	$9,898.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2209 Front St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 332 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	345 units insured incl. 13 condo units
Nearby Flood Claims	93 (1979–2024)
Claims Outside the SFHA	9 of 93
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 60 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Ophelia, Sep 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front St

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