2209 E Palace Green Ter, Frederick, MD 21702 Property Records

Frederick County property record for 2209 E Palace Green Ter, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,620 sqft · built 1992
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on Record
Last Sale	$129,800 (Mar 1993)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-182858`

Property Details

APN / Parcel Number

Primary APN	`02-182858`
Alternative APNs	`2182858` `182858`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	660 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	182858
Street Address	2209 PALACE GREEN TER
City	FREDERICK
State	MD
Zip	21702
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 164 SEC 13 PL 1 2,200 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER POND
Legal Lot Number	164
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4001
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2209 E PALACE GREEN TER, FREDERICK, MD 21702-3100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 1993 · Amount on Record
Deed Sale	Mar 11, 1993 · Amount on Record
Deed Book / Page	1870 / 1042
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2209 E PALACE GREEN TER, FREDERICK, MD 21702-3100
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E PALACE GREEN TER, FREDERICK, MD 21702-3100

Mortgage

Document Number	0164410067
Date	May 16, 2023
Book Page	16441/67

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2209 E PALACE GREEN TER, FREDERICK, MD 21702-3100
Document Number	0133260050
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E PALACE GREEN TER FREDERICK MD 217023100, FREDERICK, MD 21702-3100

Mortgage

Document Number	0133260050
Date	Nov 6, 2019
Book Page	013326/000050

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,267 (+23.97%)	$332,400 (+13.95%) Land $125,000 Building $207,400
2025	$4,809.00 (+12.23%)
2023	$4,285.00 Homeowner's exemption	$246,233	$291,700 Land $100,000 Building $191,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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