2209 E Meandering Way, Ada, OK 74820 Property Records

Pontotoc County property record for 2209 E Meandering Way, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 2005
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Nov 2020)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15723`

Property Details

APN / Parcel Number

Primary APN	`15723`
Alternative APN	`0385-00-006-010-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15723
Street Address	2209 E MEANDERING WAY
City	ADA
State	OK
Zip	74820-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 6 COUNTRY PLACE ADD.
Legal Subdivision	COUNTRY PLACE - ADA SD. - SW 26-4-6
Legal Block	6
Legal Lot Number	10
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1051
Census Tract	88802

Owner

2209 E Meandering Way is owned and occupied by an individual who bought it in November 2020.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2209 E MEANDERING WAY, ADA, OK 74820-2881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage OKLAHOMA HERITAGE BANK
Nov 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage OKLAHOMA HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	May 2, 2005 · Amount on File
Deed Document Number	20206326
Deed Book / Page	3450 / 112
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2209 E MEANDERING WAY, ADA, OK 74820-2881
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003558/280
Date	Nov 10, 2021
Book Page	3558/280
Instrument	2021-006979

Lender

Name	OKLAHOMA HERITAGE BANK
Type	Bank
Address	ADA, OK 74820

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 19, 2020
Property Address	2209 E MEANDERING WAY, ADA, OK 74820-2881
Document Number	003450/112
Book / Page	3450 / 112
Instrument Date	Nov 19, 2020
Instrument	2020-006326
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E MEANDERING WAY, ADA, OK 74820-2881

Mortgage

Document Number	2020006327
Date	Nov 19, 2020
Instrument	2020-006327

Lender

Name	OKLAHOMA HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 19, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2209 E Meandering Way was $1,344, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,553 (+5%) Land $900 Building $12,653	$112,943 (-24.88%) Land $7,500 Building $105,443
2025	$1,344.00 (+1.28%)	$12,908 (+5%) Land $900 Building $12,008	$150,350 (-4.98%) Land $7,500 Building $142,850
2024	$1,327.00 (+9.85%)	$12,293 (+5%) Land $900 Building $11,393	$158,237 (+62.19%) Land $7,500 Building $150,737
2023	$1,208.00	$11,708 Land $900 Building $10,808	$97,565 Land $7,500 Building $90,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2209 E Meandering Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 E Meandering Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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