2209 E Madison Rd, Hart, MI 49420 Property Records

Oceana County property record for 2209 E Madison Rd, Hart, MI 49420 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$546 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-016-400-05`

Property Details

APN / Parcel Number

Primary APN	`003-016-400-05`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	2209 E MADISON RD
City	HART
State	MI
Zip	49420-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2209 E MADISON RD QC-L2000P20698 SEC 16 T16N R16W. 2 A M/L E 300 FT OF S 300 FT SW 1/4 SE 1/4. MATHIEU-GAST 1,000 TCV
Legal Range	16W
Legal Township	16N
Legal Section	16
Jurisdiction	OCEANA MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1034
Census Tract	10500

Owner

Source: Oceana County records · APN 003-016-400-05

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2209 E MADISON RD, HART, MI 49420-8482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Deed of Trust, Mortgage · Line of Credit THE SHELBY STATE BANK
Sep 24, 2021	Warranty Deed, Transfer OCALA LAND TITLE, OCEANA LAND TITLE
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 08, 2024
Transfer Doc	02024/7807
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2209 E MADISON RD, HART, MI 49420-8482
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E MADISON RD, HART, MI 49420-8482

Mortgage

Document Number	2025/24493
Date	Dec 04, 2025
Book Page	2025/24493
Instrument	202500006258

Lender

Name	THE SHELBY STATE BANK
Type	Bank
Address	PENTWATER, MI 49449

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 24, 2021
Property Address	2209 E MADISON RD, HART, MI 49420-8482
Document Number	2021/25027
Book / Page	2021 / 25027
Instrument Date	Sep 22, 2021
Instrument	202100006656
Transaction Type	Transfer
Record Updated	May 01, 2023
Title Company	OCALA LAND TITLE, OCEANA LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3631 W ANTHONY RD # RD2, RD2, LUDINGTON, MI 49431-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E MADISON RD, HART, MI 49420-8482

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Sep 24, 2021
Property Address	2209 E MADISON RD, HART, MI 49420-8482
Document Number	2021/25038
Book / Page	2021 / 25038
Instrument Date	Sep 22, 2021
Instrument	202100006658
Transaction Type	Transfer
Record Updated	May 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 E MADISON RD, HART, MI 49420-8482

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2209 E MADISON RD, HART, MI 49420-8482

Mortgage

Document Number	202100006657
Date	Sep 24, 2021
Instrument	202100006657

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Crystal Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,600 (+7.6%)	$113,200 (+7.6%)
2025	$546.00 (-65.16%) Homeowner's exemption	$52,600 (+15.35%) Land $52,600	$105,200 (+15.35%) Land $105,200
2024	$1,567.00 (-25.27%)
2023		$45,600 Land $45,600	$91,200 (-) Land $91,200
2022	$2,097.00		$91,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Great Lakes Energy Connections	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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