2209 E 39th St, Savannah, GA 31404 Property Records

Chatham County property record for 2209 E 39th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2025
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Nov 2025)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0079-21-012`

Property Details

APN / Parcel Number

Primary APN	`2-0079-21-012`
Alternative APN	`S363125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2209 E 39TH ST
City	SAVANNAH
State	GA
Zip	31404-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 27 BLK 14 LTS 29 31 BLK 15 M URPHEY WD
Legal Subdivision	VICTORY HEIGHTS
Legal Block	14-15
Legal Lot Number	27,29
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4019
Census Tract	3602

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTER STREET LENDING VIII SPE
Nov 7, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE
Feb 27, 2024	Warranty Deed, Transfer
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Aug 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Book / Page	3827 / 220
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GREEN ISLAND RD, SAVANNAH, GA 31411-1206

Mortgage

Document Number	0034530716
Date	Aug 13, 2024
Book Page	0000003453/0000000716

Lender

Name	CENTER STREET LENDING VIII SPE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 7, 2025
Property Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832
Document Number	0038270220
Book / Page	3827 / 220
Instrument Date	Nov 6, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832

Mortgage

Document Number	0003827222
Date	Nov 7, 2025
Instrument	3827/222

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 27, 2024
Property Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832
Document Number	0033120754
Book / Page	3312 / 754
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832

Mortgage

Document Number	0000002535/0000000590
Date	Sep 17, 2021
Book Page	0000002535/0000000590

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 20, 2021
Property Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832
Document Number	2535/586
Book / Page	2535 / 586
Instrument Date	Aug 20, 2021
Instrument	2021-011010
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 39TH ST, SAVANNAH, GA 31404-3832

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,200 (+439.63%) Land $16,800 Building $168,400	$463,000 (+439.63%) Land $42,000 Building $421,000
2025	$1,976.00 (+331.44%)	$34,320 (-59.81%) Land $16,800 Building $17,520	$85,800 (-59.81%) Land $42,000 Building $43,800
2023		$85,400 (+22.49%) Land $12,600 Building $72,800	$213,500 (+22.49%) Land $31,500 Building $182,000
2022	$458.00	$69,720 Land $10,080 Building $59,640	$174,300 Land $25,200 Building $149,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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