Hamilton County property record for 2209 Duncan Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 833 sqft · built 1930 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jul 2021) |
| Tax Bill | $342 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jan 2021 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146K U 024 |
| Primary APN | 146K U 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 833 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000075853 |
|---|---|
| Street Address | 2209 DUNCAN AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 13 BLK 37 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35 |
| Legal Subdivision | MONTAGUES ADDN HIGHL |
| Legal Block | 37 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1300 |
2209 Duncan Ave is owned and occupied by an individual who bought it in July 2021.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2209 DUNCAN AVE, CHATTANOOGA, TN 37404-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Jan 6, 2021 | Trustee's Deed, Foreclosure |
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on File |
| Deed Sale | Jul 19, 2021 · Amount on File |
| Prior Sale | Jan 6, 2021 · Amount on File |
| Deed Document Number | 2021299 |
| Deed Book / Page | 12573 / 326 |
| Prior Transfer Date | Jun 2, 2003 |
| Prior Transfer Doc | 6699564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 19, 2021 |
| Property Address | 2209 DUNCAN AVE, CHATTANOOGA, TN 37404-3217 |
| Document Number | 0000000299 |
| Book / Page | 12573 / 326 |
| Map Reference | MB 1 PG 35 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021071900299 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Tax | $166.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2209 DUNCAN AVE, CHATTANOOGA, TN 37404-3217 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 6, 2021 |
| Property Address | 2209 DUNCAN AVE, CHATTANOOGA, TN 37404-3217 |
| Document Number | 0000000211 |
| Book / Page | 12304 / 42 |
| Map Reference | MB 1 PG 35 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021010600211 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $267.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5251C HIGHWAY 153 # 356, HIXSON, TN 37343-4910 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2209 DUNCAN AVE, CHATTANOOGA, TN 37404-3217 |
| Document Number | 1029000195 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6768 STANDIFER GAP RD CHATTANOOGA TN 374211408, CHATTANOOGA, TN 37421-1408 |
| Document Number | 1029000195 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 011488/000522 |
| Instrument | 181029000195 |
| Name | FIRST FRANKLIN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | HIXSON, TN 37343-2048 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2209 Duncan Ave was $342, down 13% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342.00 (-12.98%) | $22,600 (+28.41%) | $90,400 (+28.41%) Land $50,000 Building $40,400 |
| 2024 | $393.00 | $17,600 (-) | $70,400 (-) Land $30,000 Building $40,400 |
| 2023 | $393.00 | $17,600 (-) | $70,400 (-) Land $30,000 Building $40,400 |
| 2022 | $393.00 | $17,600 | $70,400 Land $30,000 Building $40,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2209 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2209 Duncan Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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