2209 Carol Dr, Murray, KY 42071 Property Records

Calloway County property record for 2209 Carol Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2,816 sqft · built 1997
Lot Size	0.341 acres (14,874 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2025)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-A-0004-00003`

Property Details

APN / Parcel Number

Primary APN	`033-A-0004-00003`
Alternative APNs	`112030` `284`

Interior

Stories	1 Story
Building Area	2,816 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,874 sqft (0.341 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	112030
Street Address	2209 CAROL DR
City	MURRAY
State	KY
Zip	42071-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2209 CAROL DRIVE
Legal Subdivision	PRESTON HEIGHTS
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1021
Census Tract	10602

Owner

2209 Carol Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Calloway County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2209 CAROL DR, MURRAY, KY 42071-2755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage INDEPENDENCE BANK
Mar 6, 2018	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO
Jun 9, 2017	Intrafamily Transfer, Transfer INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2025721792
Deed Book / Page	1512 / 555
Prior Transfer Date	Jun 5, 2017
Prior Transfer Doc	001138/259
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2209 CAROL DR, MURRAY, KY 42071-2755
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001161/141
Date	Jan 5, 2018
Book Page	1161/141
Instrument	625142

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 6, 2018
Property Address	2209 CAROL DR, MURRAY, KY 42071-2755
Document Number	001166/592
Book / Page	1166 / 592
Map Reference	MB 4 PG 75
Instrument Date	Mar 5, 2018
Instrument	626123
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1073 LAKEVIEW DR, PADUCAH, KY 42003-8748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2209 CAROL DR, MURRAY, KY 42071-2755

Mortgage

Document Number	0000626124
Date	Mar 6, 2018
Instrument	626124

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Jun 9, 2017
Property Address	2209 CAROL DR, MURRAY, KY 42071-2755
Document Number	001138/259
Book / Page	1138 / 259
Map Reference	MB 4 PG 75 SL 275
Instrument Date	Jun 5, 2017
Instrument	621211
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 CAROL DR, MURRAY, KY 42071-2755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 CAROL DR, MURRAY, KY 42071-2755

Mortgage

Document Number	0000621212
Date	Jun 9, 2017
Instrument	621212

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2209 Carol Dr was $1,978 with a homeowner's exemption.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,978.00 Homeowner's exemption	$270,000	$270,000
2023	$1,740.00 Homeowner's exemption	$237,000	$237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2209 Carol Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 Carol Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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