2209 189th St E, Tacoma, WA 98445 Property Records

Pierce County property record for 2209 189th St E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,605 sqft · built 2013
Lot Size	0.228 acres (9,908 sqft)
Owner	2 Individual Names on File
Last Sale	$339,219 (Feb 2018)
Tax Bill	$6,253 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500357-0-020`

Property Details

APN / Parcel Number

Primary APN	`500357-0-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,605 sqft Living Area
Gross Area	3,425 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,908 sqft (0.228 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2209 189TH ST E
City	TACOMA
State	WA
Zip	98445-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 33 PLAT TOPPING PDD LOT 2 EASE OF RECORD OUT OF 03-19-35-3-001, 3-002, 3-003 & 3-008 SEG 2006-0887 JU 3/6/06JU
Legal Range	03
Legal Township	19
Legal Section	35
Legal Subdivision	TOPPING PDD
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	4
Census Block	4001
Census Tract	71412

Owner

2209 189th St E is owned and occupied by two individuals who bought it in February 2018.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2209 189TH ST E, TACOMA, WA 98445-4245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Feb 20, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Document Number	2018646
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000000757
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2209 189TH ST E, TACOMA, WA 98445-4245
Document Number	2007310006
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2209 189TH ST E TACOMA WA 984454245, TACOMA, WA 98445-4245

Mortgage

Document Number	2007310006
Date	Jul 31, 2020
Instrument	202007310006

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2040

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 20, 2018
Property Address	2209 189TH ST E, TACOMA, WA 98445-4245
Document Number	0002200646
Map Reference	DOC200602175004
Instrument Date	Feb 15, 2018
Instrument	201802200646
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,043.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 189TH ST E, TACOMA, WA 98445-4245

Mortgage

Document Number	0002200647
Date	Feb 20, 2018
Instrument	201802200647

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2209 189th St E was $6,253, up 0.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,253.00 (+0.81%)	$550,100 Land $171,300 Building $378,800	$550,100 Land $171,300 Building $378,800
2025	$6,203.00 (+5.67%)
2024	$5,870.00 (-8.14%)	$502,700 (-10.38%) Land $181,400 Building $321,300	$502,700 (-10.38%) Land $181,400 Building $321,300
2023	$6,390.00	$560,900 Land $172,500 Building $388,400	$560,900 Land $172,500 Building $388,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2209 189th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2209 189th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, Verizon.

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