22089 Valley Ter, Wildomar, CA 92595 Property Records

Riverside County property record for 22089 Valley Ter, Wildomar, CA 92595

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.75 ba · 1,152 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2022)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366-270-015`

Property Details

APN / Parcel Number

Primary APN	`366-270-015`
Alternative APN	`193300150`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	193300150
Street Address	22089 VALLEY TER
City	WILDOMAR
State	CA
Zip	92595-8112
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR
Legal Description	.23 ACRES IN POR LOT 159 MB 010/058 SEDCO TRACT 1
Legal Subdivision	SEDCO TRACT 1
Legal Tract	1
Legal Lot Number	159
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	2
Census Block	2000
Census Tract	46405

Owner

22089 Valley Ter, a mobile home, is owned and occupied by two individuals who bought it in April 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22089 VALLEY TER, WILDOMAR, CA 92595-8112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 12, 2022	Grant Deed, Transfer · FHA Mortgage LENDING 3 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	2022172626
Prior Transfer Date	Mar 22, 2004
Prior Transfer Doc	0000234293
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	22089 VALLEY TER, WILDOMAR, CA 92595-8112
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22089 VALLEY TER, WILDOMAR, CA 92595-8112

Mortgage

Document Number	0000109213
Date	Apr 18, 2023
Instrument	2023-0109213

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 12, 2022
Property Address	22089 VALLEY TER, WILDOMAR, CA 92595-8112
Document Number	0000172626
Map Reference	MB 10 PG 58-75
Instrument Date	Mar 17, 2022
Instrument	2022-0172626
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22089 VALLEY TER, WILDOMAR, CA 92595-8112

Mortgage

Document Number	0000172627
Date	Apr 12, 2022
Instrument	2022-0172627

Lender

Name	LENDING 3 INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 22089 Valley Ter was $4,226 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,213 (+2%) Land $146,128 Building $265,085
2025	$4,226.00 Homeowner's exemption	$403,151 Land $143,263 Building $259,888
2023	$3,981.00 (+42.84%) Homeowner's exemption	$387,498 Land $137,700 Building $249,798
2022	$2,787.00
2021			$332,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22089 Valley Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22089 Valley Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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