22088 Concha Ave, Boca Raton, FL 33428 Property Records

Palm Beach County property record for 22088 Concha Ave, Boca Raton, FL 33428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1978
Lot Size	0.181 acres (7,876 sqft)
Owner	Individual Name on File
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Mar 2023 Reverse Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-26-02-024-0020`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-26-02-024-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	1,728 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,876 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	525 sqft
Porch	Enclosed/Finished Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	22088 CONCHA AVE
City	BOCA RATON
State	FL
Zip	33428-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HOLIDAY CITY AT BOCA RATON SEC 6 LT 2 BLK 24
Legal Range	41E
Legal Township	47S
Legal Section	26
Legal Subdivision	HOLIDAY CITY AT BOCA RATON
Legal Block	24
Legal Lot Number	2
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2014
Census Tract	7731

Owner

22088 Concha Ave is owned and occupied by an individual who acquired it in March 2023.

Source: Palm Beach County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
May 3, 2022	Intrafamily Transfer, Transfer
Apr 19, 2022	Intrafamily Transfer, Transfer
Sep 11, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 2023
Transfer Doc	0342050715
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Mar 28, 2023
Property Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908
Document Number	0342050715
Book / Page	34205 / 715
Map Reference	MB 34 PG 153
Instrument Date	Mar 22, 2023
Instrument	20230102594
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908

Mortgage

Document Number	0034205717
Date	Mar 28, 2023
Instrument	34205/717

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	808 Months
Due	Jul 8, 2090

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.4%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	May 3, 2022
Property Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908
Document Number	0335210177
Book / Page	33521 / 177
Map Reference	MB 34 PG 153
Instrument Date	May 1, 2022
Instrument	20220189604
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22088 CONCHA AVE, 22088, BOCA RATON, FL 33428-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Apr 19, 2022
Property Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908
Document Number	0334831489
Book / Page	33483 / 1489
Map Reference	MB 34 PG 153
Instrument Date	Mar 18, 2022
Instrument	20220167735
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22088 CONCHA AVE, 22088, BOCA RATON, FL 33428-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908

September 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	PALM BEACH FL
Recording Date	Sep 11, 2019
Property Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908
Document Number	0308800521
Book / Page	030880 / 000521
Instrument Date	Aug 26, 2019
Instrument	333732
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	22088 CONCHA AVE BOCA RATON FL 334283908, BOCA RATON, FL 33428-3908

Mortgage

Document Number	308800523
Date	Sep 11, 2019
Book Page	030880/000523
Instrument	333733

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Sep 10, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.96%

Mortgage

Document Number	308800539,
Date	Sep 11, 2019
Book Page	030880/000539
Instrument	333734

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Sep 10, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.96%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	22088 CONCHA AVE, BOCA RATON, FL 33428-3908
Document Number	0288650469
Book / Page	028865 / 000469
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22088 CONCHA AVE BOCA RATON FL 334283908, BOCA RATON, FL 33428-3908

Mortgage

Document Number	0288650469
Date	Feb 1, 2017
Book Page	028865/000469
Instrument	37392

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22088 Concha Ave was $2,596, up 3.6% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (+3.55%)	$179,958	$467,618 Land $141,022 Building $326,596
2024	$2,507.00 (+3.25%)
2023	$2,428.00 (-1.86%) Homeowner's exemption Widower's exemption	$169,792 (+3%)	$475,186 (+12.46%) Land $130,479 Building $344,707
2022	$2,474.00 Homeowner's exemption	$164,847	$422,532 Land $127,568 Building $294,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22088 Concha Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	38 (1981–2020)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 6 claims Hurricane Frances, Sep 2004 · 6 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22088 Concha Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Concha Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures