22086 Irwin Rd, Armada, MI 48005 Property Records

Macomb County property record for 22086 Irwin Rd, Armada, MI 48005 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,949 sqft Living Area
Lot Size130,680 sqft (3 acres)
OccupancyOwner Occupied
Last Sale$53,000 (2017)
Tax Bill$7,797.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-02-14-100-016
Alternative APN
  • 0214100016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,949 sqft Living Area
1st Floor1,949 sqft 1st Floor
Basement Area1,949 sqft Basement
Unfinished Basement1,949 sqft Unfinished

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary Style
Lot Area130,680 sqft (3 acres)
Lot Width245 ft Width
Parking Spaces3 Parking Spaces
Garage Area730 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address22086 IRWIN RD
CityARMADA
StateMI
Zip48005-1909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13-02-14-100-016 T5N R13E COMM NW 1/4 COR SEC 14; TH ALG N SEC LN S89-49-09E 1065.87 FT TO POB; TH EXT ALG N SEC LN
Legal Range13E
Legal Township05N
Legal Section01
JurisdictionMACOMB MI
Minor Civil DivisionARMADA
Census Blockgroup1
Census Block1040
Census Tract212000

Owner

Source: Macomb County records · APN 13-02-14-100-016

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22086 IRWIN RD, ARMADA, MI 48005-1909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jun 19, 2019Deed of Trust, Mortgage
LAKE MI CU
Nov 02, 2017Trustee's Deed, Construction Loan · Building or Construction Mortgage
LAKE MI CU
Aug 28, 2017Warranty Deed, Transfer
ATA NATIONAL TITLE, ATA NAT'L TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Deed Doc Number20177104807
Deed Book / Page24909 / 854
Prior Transfer DateJun 26, 2015
Prior Transfer Doc0000088056
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22086 IRWIN RD, ARMADA, MI 48005-1909
Transaction TypeMortgage
Record UpdatedJun 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address22086 IRWIN RD, ARMADA, MI 48005-1909

Mortgage

Document Number2102155505
DateApr 12, 2021
Book Page27551/293
Instrument202102155505
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22086 IRWIN RD, ARMADA, MI 48005-1909
Document Number0000071630
Instrument DateJun 19, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22086 IRWIN RD ARMADA MI 480051909, ARMADA, MI 48005-1909

Mortgage

Document Number0000071630
DateJun 26, 2019
Book Page026040/000664
Instrument71630
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2049

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMACOMB MI
Recording DateNov 02, 2017
Property Address22086 IRWIN RD, ARMADA, MI 48005-1909
Book / Page025036 / 000001
Instrument DateOct 26, 2017
Instrument130254
Transaction TypeConstruction Loan
Record UpdatedDec 08, 2017
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address44492 BAYVIEW AVE #15113 CLINTON TOWNSHIP MI 480387034, 15113, CLINTON TOWNSHIP, MI 48038-7034

Mortgage

Document Number0000130254
DateNov 02, 2017
Book Page025036/000001
Instrument130254
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.74%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 28, 2017
Property Address22086 IRWIN RD, ARMADA, MI 48005-1909
Document Number0000104807
Book / Page024909 / 000854
Instrument DateAug 24, 2017
Instrument104807
Transaction TypeTransfer
Record UpdatedOct 02, 2017
Title CompanyATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address44492 BAYVIEW AVE #15113 CLINTON TOWNSHIP MI 480387034, 15113, CLINTON TOWNSHIP, MI 48038-7034

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionArmada Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$308,100 (+4.44%)$616,200 (+4.44%)
2025$7,797.00 (+16.44%) Homeowner's exemption$295,000 (+17.16%)$590,000 (+17.16%)
2023$251,800$503,600
2022$6,696.00

Flood & Wildfire

22086 Irwin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Macomb County (26099C), updated October 4, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 15th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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