22085 Cherokee Ave, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 22085 Cherokee Ave, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1988
Lot Size	0.508 acres (22,135 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2022)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`3112-651-14-0000`

Property Details

APN / Parcel Number

Primary APN	`3112-651-14-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,530 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,135 sqft (0.508 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	22085 CHEROKEE AVE
City	APPLE VALLEY
State	CA
Zip	92307-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3032 LOT 880 TR NO 3032 APPLE VALLEY RO UNIT NO 3 LOT 880 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	APPLE VALLEY RANCHOS UNIT #3
Legal Tract	3032
Legal Block	5
Legal Lot Number	880
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	5
Census Block	5022
Census Tract	9713

Owner

22085 Cherokee Ave is owned and occupied by an individual who bought it in August 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	22085 CHEROKEE AVE, APPLE VALLEY, CA 92307-4211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 2, 2022	Grant Deed, Transfer · FHA Mortgage R M K FINANCIAL CORP
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Jul 6, 2010 · Amount on File
Deed Document Number	2022266085
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0000266084
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 2, 2022
Property Address	22085 CHEROKEE AVE, APPLE VALLEY, CA 92307-4211
Document Number	0000266084
Map Reference	MB 41 PG 14&15
Instrument Date	Mar 29, 2022
Instrument	2022-0266084
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 STONE CLIFF LN, NORWICH, CT 06360-6432

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 2, 2022
Property Address	22085 CHEROKEE AVE, APPLE VALLEY, CA 92307-4211
Document Number	0000266085
Map Reference	MB 41 PG 14&15
Instrument Date	Mar 18, 2022
Instrument	2022-0266085
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22085 CHEROKEE AVE, APPLE VALLEY, CA 92307-4211

Mortgage

Document Number	0000266086
Date	Aug 2, 2022
Instrument	2022-0266086

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	22085 CHEROKEE AVE, APPLE VALLEY, CA 92307-4211
Document Number	0000242487
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 STONE CLIFF LN NORWICH CT 063606432, NORWICH, CT 06360-6432

Mortgage

Document Number	0000242487
Date	Jul 19, 2019
Instrument	242487

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 22085 Cherokee Ave was $4,343 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,341 (+2%) Land $77,468 Building $309,873
2025	$4,343.00 Homeowner's exemption	$379,746 Land $75,949 Building $303,797
2023	$4,253.00 (+216.21%)	$365,000 Land $73,000 Building $292,000
2022	$1,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22085 Cherokee Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22085 Cherokee Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVAJO MWC private · serves 264 people · EPA ID CA3600180
Water Source	Groundwater
Last State Inspection	May 2024
Also Mapped Here	LIBERTY UTILITIES (AV RANCHOS) CORP.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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