Ashtabula County property record for 2208 W Prospect Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,616 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,500 (Oct 2019) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-025-10-068-00 |
| Primary APN | 48-025-10-068-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2208 W PROSPECT RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-6354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62 BIG 4 PLAT |
| Legal Subdivision | SAYBROOK |
| Legal Lot Number | 62 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 703 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2208 W PROSPECT RD, ASHTABULA, OH 44004-6354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 9, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2019 · Amount on Record |
| Deed Sale | Oct 9, 2019 · Amount on Record |
| Deed Document Number | 201910158 |
| Deed Book / Page | 693 / 2333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 2208 W PROSPECT RD, ASHTABULA, OH 44004-6354 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2208 W PROSPECT RD, ASHTABULA, OH 44004-6354 |
| Document Number | 0000007050 |
|---|---|
| Date | Jul 31, 2025 |
| Book Page | 849/451 |
| Instrument | 2025-00007050 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 9, 2019 |
| Property Address | 2208 W PROSPECT RD, ASHTABULA, OH 44004-6354 |
| Document Number | 0000010158 |
| Book / Page | 693 / 2333 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 201900010158 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006932336 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 693/2336 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Number | 0000010160 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 693/2357 |
| Instrument | 201900010160 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (+104.17%) | $29,790 (-) Land $7,950 Building $21,840 | $85,100 (-) Land $22,700 Building $62,400 |
| 2024 | $1,367.00 (-32.69%) Homeowner's exemption | $29,790 (-) Land $7,950 Building $21,840 | |
| 2023 | $2,031.00 (+119.33%) Homeowner's exemption | $29,790 (+30.14%) Land $7,950 Building $21,840 | $85,100 (+30.12%) Land $22,700 Building $62,400 |
| 2022 | $926.00 Homeowner's exemption | $22,890 Land $6,090 Building $16,800 | |
| 2020 | $65,400 Land $17,400 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1981) |
| Most Recent Claim | Apr 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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