2208 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2208 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,568 sqft · built 1926
Lot Size	0.16 acres (6,979 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2019)
Tax Bill	$2,592 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1220-03350`

Property Details

APN / Parcel Number

Primary APN	`010-1220-03350`
Alternative APN	`1079979`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,568 sqft Gross Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,979 sqft (0.16 acres)
Garage Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	116 sqft
Deck Area	40 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1079979
Street Address	2208 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0356 BLOCK:155 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	155
Legal Lot Number	356
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1022
Census Tract	2400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2208 W 7TH ST, DULUTH, MN 55806-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 28, 2019	Warranty Deed, Transfer · FHA Mortgage REGENT FIN'L
Nov 28, 2017	Grant Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	20191366319
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2208 W 7TH ST, DULUTH, MN 55806-1535
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 W 7TH ST, DULUTH, MN 55806-1535
Investor	Possibly a Property Investor

Mortgage

Document Number	0001459949
Date	Jan 9, 2023
Instrument	1459949

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 28, 2019
Property Address	2208 W 7TH ST, DULUTH, MN 55806-1535
Document Number	00A1366319
Instrument Date	Oct 28, 2019
Instrument	A1366319
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	AUTHORITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2208 W 7TH ST DULUTH MN 558061535, DULUTH, MN 55806-1535

Mortgage

Document Number	A1366320
Date	Oct 28, 2019
Instrument	A1366320

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 28, 2017
Property Address	2208 W 7TH ST, DULUTH, MN 55806-1535
Document Number	00A1323033
Instrument Date	Sep 25, 2017
Instrument	A1323033
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2208 W 7TH ST DULUTH MN 558061535, DULUTH, MN 55806-1535

Mortgage

Document Number	A1323034
Date	Nov 28, 2017
Instrument	A1323034

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,592.00 (+12.5%) Homeowner's exemption
2025	$2,304.00 (+3.23%) Homeowner's exemption	$219,300 (+13.63%) Land $26,400 Building $192,900	$219,300 (+13.63%) Land $26,400 Building $192,900
2024	$2,232.00	$193,000 (+20.1%) Land $31,700 Building $161,300	$193,000 (+20.1%) Land $31,700 Building $161,300
2022		$160,700 Land $27,900 Building $132,800	$160,700 Land $27,900 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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