Volusia County property record for 2208 Umbrella Tree Dr, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1977 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Apr 2016) |
| Tax Bill | $1,452 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-09-5080 |
| Primary APN | 8402-01-09-5080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 2,003 sqft |
| 1st Floor Area | 1,386 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Vinyl Porch |
|---|---|
| Porch Area | 747 sqft |
| Patio Area | 55 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3940792 |
|---|---|
| Street Address | 2208 UMBRELLA TREE DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R2B |
| Legal Description | LOTS 9508 & 9509 BLK 309 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 3332 PG 1606 PER OR 6940 PGS 1337-1338 PER OR 7237 PG 1108 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 309 |
| Legal Lot Number | 9508 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 83006 |
Source: Volusia County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2208 UMBRELLA TREE DR, EDGEWATER, FL 32141-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2016 · Amount on Record |
| Deed Sale | Apr 5, 2016 · Amount on Record |
| Prior Sale | Dec 17, 2013 · Amount on Record |
| Deed Document Number | 201660694 |
| Deed Book / Page | 7237 / 1108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2208 UMBRELLA TREE DR, EDGEWATER, FL 32141-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2208 UMBRELLA TREE DR, EDGEWATER, FL 32141-4406 |
| Document Number | 0079033018 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 7903/3018 |
| Instrument | 2020-164064 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2208 UMBRELLA TREE DR, EDGEWATER, FL 32141-4406 |
| Document Number | 0077930572 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2208 UMBRELLA TREE DR EDGEWATER FL 321414406, EDGEWATER, FL 32141-4406 |
| Document Number | 0077930572 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 007793/000572 |
| Instrument | 253782 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,223 (+2.7%) | $213,491 (+0.8%) Land $54,000 Building $159,491 | |
| 2025 | $1,452.00 (+4.16%) Homeowner's exemption | $120,958 (+5.99%) | $211,796 (+3.59%) Land $54,000 Building $157,796 |
| 2023 | $1,394.00 (+3.41%) Homeowner's exemption | $114,127 (+3%) | $204,449 (+13.83%) Land $42,000 Building $162,449 |
| 2022 | $1,348.00 Homeowner's exemption | $110,803 | $179,608 Land $29,600 Building $150,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 72 (1991–2025) |
| Claims Outside the SFHA | 72 of 72 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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