2208 Sutton Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2208 Sutton Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1981
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2023)
Tax Bill	$436 (2025)
Deeds & Mortgages	Oct 2026 Sale Aug 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`56K-13`

Property Details

APN / Parcel Number

Primary APN	`56K-13`
Alternative APN	`19292`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,951 sqft (0.251 acres)
Lot Dimensions	146 ft deep x 75 ft wide
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	19292
Street Address	2208 SUTTON DR
City	HENDERSON
State	KY
Zip	42420-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	COUNTRY VIEW SUB # 3
Legal Block	1
Legal Lot Number	13
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	3
Census Block	3005
Census Tract	20901

Owner

Source: Henderson County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2208 SUTTON DR, HENDERSON, KY 42420-4814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	20237672
Deed Book / Page	669 / 405
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000010196
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 1, 2026
Property Address	2208 SUTTON DR, HENDERSON, KY 42420-4814
Document Number	0000010196
Book / Page	694 / 814
Instrument Date	Sep 28, 2026
Instrument	202610196
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 SUTTON DR, HENDERSON, KY 42420-4814

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Aug 5, 2026
Property Address	2208 SUTTON DR, HENDERSON, KY 42420-4814
Document Number	0000007971
Book / Page	1509 / 969
Instrument Date	Jul 22, 2026
Instrument	20267971
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 SUTTON DR, HENDERSON, KY 42420-4814

Mortgage

Document Number	0000007971,
Date	Aug 5, 2026
Book Page	1509/969
Instrument	20267971

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (+41.1%) Homeowner's exemption	$88,500 (+19.59%)	$88,500 (+19.59%)
2023	$309.00 (-16.71%) Homeowner's exemption	$74,000 (-)	$74,000 (-)
2022	$371.00 Homeowner's exemption	$74,000	$74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on Sutton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures