2208 Spencer Pl, Ottawa, IL 61350 Property Records

LaSalle County property record for 2208 Spencer Pl, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,172 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-02-104-008`

Property Details

APN / Parcel Number

Primary APN	`21-02-104-008`
Alternative APN	`18-02-129-008`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,172 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	2208 SPENCER PL
City	OTTAWA
State	IL
Zip	61350-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERRY'S SUB, LT 76 & S20' LT 109 SEC 2-33-3
Legal Range	03
Legal Township	33
Legal Section	02
Legal Subdivision	ASSESSORS SUB OF NW 1/4 SEC 2-33-3 RESUB
Legal Lot Number	76-109
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3086
Census Tract	962600

Owner

2208 Spencer Pl is owned and occupied by two individuals who acquired it in November 2022.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2208 SPENCER PL, OTTAWA, IL 61350-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2019	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022
Deed Sale	Nov 8, 2022
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	202214312
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0202214312
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Nov 8, 2022
Property Address	2208 SPENCER PL, OTTAWA, IL 61350-1137
Document Number	0202214312
Map Reference	MB R PG 30
Instrument Date	Oct 31, 2022
Instrument	2022-14312
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2208 SPENCER PL, OTTAWA, IL 61350-1137

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Jul 22, 2019
Property Address	2208 SPENCER PL, OTTAWA, IL 61350-1137
Document Number	201908707
Instrument Date	Jul 2, 2019
Instrument	201908707
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 SPENCER PL, OTTAWA, IL 61350-1137

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jan 22, 2019
Property Address	2208 SPENCER PL, OTTAWA, IL 61350-1137
Document Number	201900736
Instrument Date	Jan 17, 2019
Instrument	201900736
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 SPENCER PL, OTTAWA, IL 61350-1137

Mortgage

Document Number	201900737
Date	Jan 22, 2019
Instrument	201900737

Lender

Name	NEIGHBORHOOD LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2208 Spencer Pl was $4,633, up 9% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,633.00 (+8.96%)	$52,189 (+10.36%) Land $7,482 Building $44,707	$156,567 (+10.36%) Land $22,446 Building $134,121
2024	$4,252.00	$47,290 (+11.73%) Land $6,780 Building $40,510	$141,870 (+11.73%) Land $20,340 Building $121,530
2023		$42,325 (+10.18%) Land $6,068 Building $36,257	$126,975 (+10.18%) Land $18,204 Building $108,771
2022		$38,414 Land $8,860 Building $29,554	$115,242 Land $26,580 Building $88,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2208 Spencer Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2208 Spencer Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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