Cole County property record for 2208 Rte M, Wardsville, MO 65101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,038 sqft · built 1994 |
| Lot Size | 1.96 acres (85,421 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,652 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03-08-0003-002-003 |
| Primary APN | 14-03-08-0003-002-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 2,038 sqft |
| Basement Area | 2,038 sqft |
| Unfinished Basement | 2,038 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 85,421 sqft (1.96 acres) |
| Lot Dimensions | 437 ft deep x 188 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2208 ROUTE M |
|---|---|
| City | WARDSVILLE |
| State | MO |
| Zip | 65101-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SWNW FR SW COR NW E 810.25 POB N 437.24 TO S R/W RT M E 18.89 E 169.89 S 421.13 W 219.67 POB |
| Legal Range | 11W |
| Legal Township | 43N |
| Legal Section | 08 |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20200 |
2208 Rte M is owned and occupied by two individuals.
Source: Cole County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2208 ROUTE M, WARDSVILLE, MO 65101-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 2208 ROUTE M, WARDSVILLE, MO 65101-9789 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 703/287 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 703/287 |
| Instrument | 201909311 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2208 Rte M was $2,652.
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Municipality | Wardsville Village |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,780 (-) Land $5,320 Building $43,460 | ||
| 2025 | $2,652.00 | $48,780 Land $5,320 Building $43,460 | $256,700 Land $28,000 Building $228,700 |
| 2023 | $43,780 Building $43,780 | $230,400 Land $28,000 Building $202,400 | |
| 2022 | $2,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2208 Rte M in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2208 Rte M is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN WARDSVILLE private · serves 1,506 people · EPA ID MO3010831 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
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