2208 Oak Pl, Schertz, TX 78154 Property Records

Guadalupe County property record for 2208 Oak Pl, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	2,576 sqft · built 2006
Lot Size	0.185 acres (8,071 sqft)
Owner	2 Individual Names on File
Last Sale	$398,900 (Aug 2020)
Tax Bill	$6,095 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1G2104000102200000`

Property Details

APN / Parcel Number

Primary APN	`1G2104000102200000`
Alternative APNs	`000000121749` `000000247327` `121749`

Interior

Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,739 sqft
2nd Floor Area	837 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,071 sqft (0.185 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	214 sqft
Deck Area	259 sqft
Patio Area	120 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2208 OAK PL
City	SCHERTZ
State	TX
Zip	78154-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS BLOCK 1 LOT 22
Legal Subdivision	MESA OAKS
Legal Tract	22
Legal Block	1
Legal Lot Number	22
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1004
Census Tract	210710

Owner

2208 Oak Pl is owned and occupied by two individuals who bought it in August 2020.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 8, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage PILGRIM MORTGAGE LLC
Aug 20, 2020	Warranty Deed, Transfer · FHA Mortgage SECURITYNATIONAL MTG CO
Jun 5, 2018	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	202099022528
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0099012053
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 OAK PL, SCHERTZ, TX 78154-1827

Mortgage

Document Number	0099009429
Date	Apr 26, 2024
Instrument	202499009429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 OAK PL, SCHERTZ, TX 78154-1827

Mortgage

Document Number	0099025645
Date	Oct 16, 2023
Instrument	202399025645

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Sep 1, 2050

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 OAK PL, SCHERTZ, TX 78154-1827

Mortgage

Document Number	0099036896
Date	Dec 12, 2022
Instrument	202299036896

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	INDEPENDENCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021384
Date	Sep 8, 2017
Instrument	2017021384

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78232

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2037

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 20, 2020
Property Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Document Number	0000022528
Instrument Date	Aug 20, 2020
Instrument	22528
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2208 OAK PL SCHERTZ TX 781541827, SCHERTZ, TX 78154-1827

Mortgage

Document Number	22529
Date	Aug 20, 2020
Instrument	22529

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 5, 2018
Property Address	2208 OAK PL, SCHERTZ, TX 78154-1827
Document Number	0000012053
Instrument Date	Jun 1, 2018
Instrument	12053
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2208 OAK PL SCHERTZ TX 781541827, SCHERTZ, TX 78154-1827

Mortgage

Document Number	12054
Date	Jun 5, 2018
Instrument	12054

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2208 Oak Pl was $6,095 with a homeowner's exemption, down 11.1% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,399 (-7.74%) Land $48,860 Building $317,539	$366,399 (-7.74%) Land $48,860 Building $317,539
2025	$6,095.00 (-11.13%) Homeowner's exemption	$397,129 Land $46,161 Building $350,968	$397,129 Land $46,161 Building $350,968
2024	$6,858.00 (+10.4%)
2023	$6,212.00 (-9.77%) Homeowner's exemption	$416,034 Land $67,914 Building $348,120	$416,034 Land $67,914 Building $348,120
2022	$6,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2208 Oak Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2208 Oak Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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