Chesterfield County property record for 2208 Millcrest Ter, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,975 sqft · built 2005 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Apr 2016) |
| Tax Bill | $4,491 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Feb 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 722-69-04-48-400-000 |
| Primary APN | 722-69-04-48-400-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Finished Area |
| 1st Floor Area | 250 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 16,901 sqft (0.388 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 379631001 |
|---|---|
| Street Address | 2208 MILLCREST TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | MILLCREST 015 |
| Legal Subdivision | MILLCREST AT BRANDERMILL |
| Legal Lot Number | 15 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100938 |
2208 Millcrest Ter is owned and occupied by an individual who bought it in April 2016.
Source: Chesterfield County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2208 MILLCREST TER, MIDLOTHIAN, VA 23112-4397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on File |
| Deed Sale | Apr 28, 2016 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 201614535 |
| Deed Book / Page | 11201 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2208 MILLCREST TER, MIDLOTHIAN, VA 23112-4397 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014266-944 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 14266/944 |
| Instrument | 2023013514 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2208 MILLCREST TER, MIDLOTHIAN, VA 23112-4397 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|
| Document Number | 013234-322 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 13234/322 |
| Instrument | 2021008708 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 28, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2208 MILLCREST TER, MIDLOTHIAN, VA 23112-4397 |
| Document Number | 12951204 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2208 MILLCREST TER MIDLOTHIAN VA 231124397, MIDLOTHIAN, VA 23112-4397 |
| Document Number | 12951204 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 012951/000204 |
| Instrument | 47147 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2208 Millcrest Ter was $4,491.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,491.00 | $501,900 (-) Land $76,500 Building $425,400 | $501,900 (-) Land $76,500 Building $425,400 |
| 2025 | $501,900 Land $76,500 Building $425,400 | $501,900 Land $76,500 Building $425,400 | |
| 2023 | $4,125.00 | $450,600 Land $72,000 Building $378,600 | $450,600 Land $72,000 Building $378,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2208 Millcrest Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2208 Millcrest Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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