2208 E 7th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2208 E 7th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.303 acres (13,200 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Sep 2021)
Tax Bill$4,190 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1122226021

Property Details

APN / Parcel Number

Primary APN1122226021
Alternative APN
  • 109540

Exterior

Lot Area13,200 sqft (0.303 acres)
Lot Dimensions120 ft deep x 110 ft wide

Location & Zoning

Account Number109540
Street Address2208 E 7TH ST
CitySTERLING
StateIL
Zip61081-2757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGS LAWNDALE ACRES LOTS 1 & 2 636100X
Legal SubdivisionLONGS LAWNDALE ACRES
Legal Lot Number1-2
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3000
Census Tract1300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2208 E 7TH ST, STERLING, IL 61081-2757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Warranty Deed, Transfer · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Jun 19, 2020Quit Claim Deed, Transfer
ILLINOIS ST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJul 18, 2016 · Amount on Record
Deed Document Number20216351
Prior Transfer DateJun 8, 2020
Prior Transfer Doc0202003511
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateSep 10, 2021
Property Address2208 E 7TH ST, STERLING, IL 61081-2757
Document Number0202106351
Instrument DateSep 3, 2021
Instrument2021-06351
Transaction TypeTransfer
Record UpdatedSep 29, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E 26TH ST # A, A, STERLING, IL 61081-8958

Mortgage

Document Number0202106352
DateSep 10, 2021
Instrument2021-06352
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateJun 19, 2020
Property Address2208 E 7TH ST, STERLING, IL 61081-2757
Document Number0000003511
Instrument DateJun 8, 2020
Instrument3511
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyMCLEAN COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2208 E 7TH ST STERLING IL 610812757, STERLING, IL 61081-2757

Mortgage

Document Number3512
DateJun 19, 2020
Instrument3512
Lender
NameILLINOIS ST CU
AddressBLOOMINGTON, IL 61704
Agreement
AmountAmount Recorded
Term360 Months
DueJun 18, 2050
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,190.00 (+5.22%)$52,256 (+6.23%) Land $6,237 Building $46,019
2024$3,982.00$49,191 Land $5,871 Building $43,320$156,768 (+6.23%) Land $18,711 Building $138,057
2023$147,573 Land $17,613 Building $129,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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