2208 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 2208 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,541 sqft · built 1958
Lot Size	0.261 acres (11,348 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Jun 2025)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Jan 2016 Line of Credit Sep 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-176-080`

Property Details

APN / Parcel Number

Primary APN	`05-35-176-080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,285 sqft
Basement Area	1,285 sqft
Finished Basement	199 sqft
Unfinished Basement	1,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,348 sqft (0.261 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	160 sqft
Patio Area	1,043 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2208 DUFF AVE
City	AMES
State	IA
Zip	50010-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BROADMOOR 2ND ADD BLOCK:3 LOT:9 AMES
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	BROADMOOR 2ND ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	200

Owner

2208 Duff Ave is owned and occupied by an individual who bought it in June 2025.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2208 DUFF AVE, AMES, IA 50010-4917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2016	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 12, 2012	Deed of Trust, Mortgage · FHA Mortgage AMERICAN SOUTHWEST MORTGAGE CORP
Jun 23, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	20254767
Record Updated	Oct 29, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2208 DUFF AVE, AMES, IA 50010-4917
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600000664
Date	Jan 26, 2016
Instrument	2016-00000664

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2208 DUFF AVE, AMES, IA 50010-4917
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200010754
Date	Sep 12, 2012
Instrument	2012-00010754

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Lending Institution
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 23, 2025
Property Address	2208 DUFF AVE, AMES, IA 50010-4917
Document Number	0202504767
Instrument Date	Jun 18, 2025
Instrument	2025-04767
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, ATS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 DUFF AVE, AMES, IA 50010-4917

Mortgage

Document Number	0202504768
Date	Jun 23, 2025
Instrument	2025-04768

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 6, 2017
Property Address	2208 DUFF AVE, AMES, IA 50010-4917
Document Number	201700006717
Instrument Date	Jun 21, 2017
Instrument	2017-00006717
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2208 DUFF AVE, AMES, IA 50010-4917

Mortgage

Document Number	201700006718
Date	Jul 6, 2017
Instrument	2017-00006718

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2208 Duff Ave was $4,334 with a homeowner's exemption, up 4.7% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00 (+4.74%) Homeowner's exemption	$326,000 Land $62,400 Building $263,600	$326,000 Land $62,400 Building $263,600
2024	$4,138.00
2023		$295,500 Land $57,500 Building $238,000	$295,500 Land $57,500 Building $238,000
2022	$3,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2208 Duff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2208 Duff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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