2208 Baxter Ct, Elgin, IL 60123 Property Records

Kane County property record for 2208 Baxter Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,481 sqft · built 2000
Lot Size	0.286 acres (12,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2016)
Tax Bill	$10,532 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-455-008`

Property Details

APN / Parcel Number

Primary APN	`06-28-455-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,481 sqft Living Area
Gross Area	3,852 sqft
Basement Area	1,371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	12,459 sqft (0.286 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2208 BAXTER CT
City	ELGIN
State	IL
Zip	60123-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 10 (WILLOW BAY) LOT 838
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	4
Legal Lot Number	838
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851907

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2208 BAXTER CT, ELGIN, IL 60123-8575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Apr 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	201670567
Prior Transfer Date	Aug 30, 2011
Prior Transfer Doc	0000051368
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2208 BAXTER CT, ELGIN, IL 60123-8575
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020010
Date	Mar 15, 2021
Instrument	2021K020010

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2208 BAXTER CT, ELGIN, IL 60123-8575
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050376
Date	Oct 22, 2019
Instrument	2019K050376

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2208 BAXTER CT, ELGIN, IL 60123-8575
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015145
Date	Mar 17, 2022
Instrument	2022K015145

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 22, 2019
Property Address	2208 BAXTER CT, ELGIN, IL 60123-8575
Document Number	0000015354
Instrument Date	May 23, 2017
Instrument	15354
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 BAXTER CT ELGIN IL 601238575, ELGIN, IL 60123-8575

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,532.00 (+47.01%) Homeowner's exemption Senior Citizen's exemption
2024		$141,898 (+21.39%) Land $28,317 Building $113,581	$425,864 (+21.44%) Land $84,985 Building $340,879
2022	$7,164.00 (-2.81%) Homeowner's exemption	$116,890 (+6.96%) Land $23,326 Building $93,564	$350,670 (+6.96%) Land $69,978 Building $280,692
2021	$7,371.00 Homeowner's exemption	$109,284 Land $21,808 Building $87,476	$327,852 Land $65,424 Building $262,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	ELGIN
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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