2208 10th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2208 10th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,953 sqft · built 2014
Lot Size0.197 acres (8,584 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (Dec 2014)
Tax Bill$3,651 (2024)
Deeds & MortgagesApr 2023 Mortgage
Aug 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25708.0865-9

Property Details

APN / Parcel Number

Primary APN25708.0865-9
Alternative APN
  • 3417122570808659

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area3,953 sqft Living Area
Gross Area4,605 sqft
1st Floor Area1,613 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,584 sqft (0.197 acres)
TerrainLow
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number3417122570808659
Street Address2208 10TH AVE E
CityPALMETTO
StateFL
Zip34221-4105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 13 BLOCK F PALMETTO ESTATES PI#25708.0865/9
Legal Range17E
Legal Township34S
Legal Section12
Legal SubdivisionPALMETTO ESTATES
Legal Tract2570800
Legal BlockF
Legal Lot Number13
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1005
Census Tract1501

Owner

2208 10th Ave E is owned and occupied by an individual who bought it in December 2014.

Source: Manatee County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2208 10TH AVE E, PALMETTO, FL 34221-4105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 7, 2019Deed of Trust, Mortgage
CARL & ALLISON PETRAT
Jul 24, 2018Loan Modification, Mortgage · FHA Mortgage
FBC MTG
Jul 24, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CTRL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2014 · Amount on File
Deed SaleDec 4, 2014 · Amount on File
Prior SaleOct 8, 2013 · Amount on File
Deed Document Number3336520
Deed Book / Page2547 / 2118
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2208 10TH AVE E, PALMETTO, FL 34221-4105
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2208 10TH AVE E, PALMETTO, FL 34221-4105

Mortgage

Document Number0041042576
DateApr 25, 2023
Instrument202341042576
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2208 10TH AVE E, PALMETTO, FL 34221-4105
Document Number0027982758
Instrument DateAug 7, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105

Mortgage

Document Number0027982758
DateAug 22, 2019
Book Page002798/002758
Instrument41083403
Lender
NameCARL & ALLISON PETRAT
Address3114 51ST ST, SARASOTA, FL 34234-3330
Agreement
AmountAmount on Record

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address2208 10TH AVE E, PALMETTO, FL 34221-4105
Document Number0027483174
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105

Mortgage

Document Number0027483174
DateSep 20, 2018
Book Page002748/003174
Instrument41096018
Lender
NameFBC MTG
TypeMortgage Company
AddressEWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 19, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2208 10TH AVE E, PALMETTO, FL 34221-4105
Document Number0027420249
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105

Mortgage

Document Number0027420249
DateAug 8, 2018
Book Page002742/000249
Instrument41080914
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2208 10TH AVE E, PALMETTO, FL 34221-4105
Document Number0026654257
Book / Page002665 / 004257
Instrument DateMar 14, 2017
Transaction TypeMortgage
Record UpdatedJun 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105

Mortgage

Document Number0026654257
DateMar 22, 2017
Book Page002665/004257
Instrument41025552
Lender
NameFLORIDA CTRL CU
TypeCredit Union
AddressTAMPA, FL 33609
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMar 21, 2027

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$301,411$460,075 Land $35,700 Building $424,375
2024$3,651.00 (+1.36%)
2023$3,602.00 (+2.8%) Homeowner's exemption$284,384 (+3%)$527,115 (+15.05%) Land $35,700 Building $491,415
2022$3,504.00 Homeowner's exemption$276,101$458,162 Land $35,000 Building $423,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2208 10th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2208 10th Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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