Manatee County property record for 2208 10th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,953 sqft · built 2014 |
| Lot Size | 0.197 acres (8,584 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,000 (Dec 2014) |
| Tax Bill | $3,651 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25708.0865-9 |
| Primary APN | 25708.0865-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,953 sqft Living Area |
| Gross Area | 4,605 sqft |
| 1st Floor Area | 1,613 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,584 sqft (0.197 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 3417122570808659 |
|---|---|
| Street Address | 2208 10TH AVE E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 13 BLOCK F PALMETTO ESTATES PI#25708.0865/9 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 12 |
| Legal Subdivision | PALMETTO ESTATES |
| Legal Tract | 2570800 |
| Legal Block | F |
| Legal Lot Number | 13 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1501 |
2208 10th Ave E is owned and occupied by an individual who bought it in December 2014.
Source: Manatee County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 7, 2019 | Deed of Trust, Mortgage CARL & ALLISON PETRAT |
| Jul 24, 2018 | Loan Modification, Mortgage · FHA Mortgage FBC MTG |
| Jul 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CTRL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2014 · Amount on File |
| Deed Sale | Dec 4, 2014 · Amount on File |
| Prior Sale | Oct 8, 2013 · Amount on File |
| Deed Document Number | 3336520 |
| Deed Book / Page | 2547 / 2118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Document Number | 0041042576 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 202341042576 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Document Number | 0027982758 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105 |
| Document Number | 0027982758 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 002798/002758 |
| Instrument | 41083403 |
| Name | CARL & ALLISON PETRAT |
|---|---|
| Address | 3114 51ST ST, SARASOTA, FL 34234-3330 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Document Number | 0027483174 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105 |
| Document Number | 0027483174 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 002748/003174 |
| Instrument | 41096018 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | EWING, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Document Number | 0027420249 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105 |
| Document Number | 0027420249 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 002742/000249 |
| Instrument | 41080914 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2208 10TH AVE E, PALMETTO, FL 34221-4105 |
| Document Number | 0026654257 |
| Book / Page | 002665 / 004257 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2208 10TH AVE E PALMETTO FL 342214105, PALMETTO, FL 34221-4105 |
| Document Number | 0026654257 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 002665/004257 |
| Instrument | 41025552 |
| Name | FLORIDA CTRL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 21, 2027 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $301,411 | $460,075 Land $35,700 Building $424,375 | |
| 2024 | $3,651.00 (+1.36%) | ||
| 2023 | $3,602.00 (+2.8%) Homeowner's exemption | $284,384 (+3%) | $527,115 (+15.05%) Land $35,700 Building $491,415 |
| 2022 | $3,504.00 Homeowner's exemption | $276,101 | $458,162 Land $35,000 Building $423,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2208 10th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2208 10th Ave E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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