22075 Bear Creek Rd, Bend, OR 97701 Property Records

Deschutes County property record for 22075 Bear Creek Rd, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,518 sqft · built 1975
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Mar 2024)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`181306-00-00701`

Property Details

APN / Parcel Number

Primary APN	`181306-00-00701`
Alternative APNs	`R10031813060000701` `112440`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,518 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	3,518 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Area	418 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	1,356 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	96 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	112440
Street Address	22075 BEAR CREEK RD
City	BEND
State	OR
Zip	97701-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Description	SEC 6 - COM AT NE COR OF GOV LOT 4 TH S 89 49 33 W 174.00 FT TO TPOB TH S 89 49 33 W 20.00 FT TH S 99...
Legal Range	13
Legal Township	18
Legal Section	06
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1019
Census Tract	1901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Oregon Canal Historic District (Ward Road-Gosney Road Segment) listed 2019 · 29 contributing resources · NRIS 100003461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22075 BEAR CREEK RD, BEND, OR 97701-9659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Dec 5, 2005
Deed Document Number	20247661
Prior Transfer Date	Dec 13, 2007
Prior Transfer Doc	0000064308
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 29, 2024
Property Address	22075 BEAR CREEK RD, BEND, OR 97701-9659
Document Number	0000007661
Instrument Date	Mar 22, 2024
Instrument	2024-07661
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22075 BEAR CREEK RD, BEND, OR 97701-9659
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007662
Date	Mar 29, 2024
Instrument	2024-07662

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22075 BEAR CREEK RD, BEND, OR 97701-9659
Document Number	0000031218
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22075 BEAR CREEK RD BEND OR 977019659, BEND, OR 97701-9659

Mortgage

Document Number	0000031218
Date	Jul 31, 2018
Instrument	31218

Lender

Name	UMPQUA BK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+4.27%)	$349,061 (+2.76%)	$679,370 (-) Land $57,880 Building $621,490
2024	$5,014.00 (+6.23%)	$339,701 (+2.96%)	$679,370 (-16.85%) Land $57,880 Building $621,490
2023	$4,720.00	$329,931	$817,090 Land $59,180 Building $757,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 76% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Wind Wireless Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile, Webformix.

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