22073 Carters Gate Rd, Ruther Glen, VA 22546 Property Records

Caroline County property record for 22073 Carters Gate Rd, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,296 sqft · built 2018
Lot Size2.22 acres (96,703 sqft)
OwnerIndividual Name on Record
Tax Bill$3,941 (2026)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN65-A-85A1

Property Details

APN / Parcel Number

Primary APN65-A-85A1
Alternative APN
  • 25539

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,296 sqft Living Area
Gross Area6,108 sqft
1st Floor Area2,056 sqft
Basement Area2,056 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area96,703 sqft (2.22 acres)
TerrainRolling
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number25539
Street Address22073 CARTERS GATE RD
CityRUTHER GLEN
StateVA
Zip22546-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionCLIFTON PARCEL 4 LOT 1
Legal SubdivisionCLIFTON
Legal Lot Number1
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group3
Census Block3056
Census Tract30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22073 CARTERS GATE RD, RUTHER GLEN, VA 22546-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address22073 CARTERS GATE RD, RUTHER GLEN, VA 22546-2130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1323111
DateNov 1, 2018
Book Page1323/111
Instrument184081
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,941.00 (-99.25%)$679,500 Land $56,800 Building $622,700
2025$523,215.00$679,500 Land $56,800 Building $622,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Carters Gate Rd

Nearby Streets

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