2207 Terry Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2207 Terry Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 2011
Owner	Individual Name on File
Tax Bill	$2,991 (2023)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-9645`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-9645`
Alternative APN	`146068`

Interior

Full Baths	2 Baths
Building Area	1,820 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2011
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	146068
Old Parcel Number	141179645
Street Address	2207 TERRY DR
City	COPPERAS COVE
State	TX
Zip	76522-7789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 3, BLOCK 15, LOT 20, ACRES .0
Legal Subdivision	HOUSE CREEK NORTH PHS 3
Legal Phase	3
Legal Tract	20
Legal Block	15
Legal Lot Number	20
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3025
Census Tract	10604

Owner

2207 Terry Dr is owned and occupied by an individual who acquired it in July 2018.

Source: Coryell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2207 TERRY DR, COPPERAS COVE, TX 76522-7789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
May 21, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jul 3, 2018	Vendor's Lien, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018
Deed Sale	Jul 3, 2018
Prior Sale	Feb 23, 2015
Deed Document Number	308301
Record Updated	Jun 7, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2207 TERRY DR, COPPERAS COVE, TX 76522-7789
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	CHICAGO ABSTRACT TITLE, CHICAGO ABSTRACT TITLE COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000309564
Date	Aug 20, 2018
Instrument	309564

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2207 TERRY DR, COPPERAS COVE, TX 76522-7789
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327505
Date	Jun 30, 2020
Instrument	327505

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2207 TERRY DR, COPPERAS COVE, TX 76522-7789
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316552
Date	May 21, 2019
Instrument	316552

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2044

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jul 3, 2018
Property Address	2207 TERRY DR, COPPERAS COVE, TX 76522-7789
Document Number	308301
Map Reference	CAB B SL 682&683
Instrument Date	Jun 28, 2018
Instrument	308301
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT & TITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21495 HARLAN LN, 21495, SAINT ROBERT, MO 65584-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 TERRY DR, COPPERAS COVE, TX 76522-7789

Mortgage

Document Number	308302
Date	Jul 3, 2018
Instrument	308302

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,991.00 (-14.76%)	$278,910 Land $40,000 Building $238,910	$278,910 Land $40,000 Building $238,910
2022	$3,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2207 Terry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 Terry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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