2207 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 2207 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,390 sqft · built 1974
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jan 1995)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-05600810`

Property Details

APN / Parcel Number

Primary APN	`01-904-05600810`
Alternative APNs	`190405600810` `90405600810`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,390 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Open Porch
Porch Area	130 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	90405600810
Street Address	2207 SHORE DR
City	EDGEWATER
State	MD
Zip	21037-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1725 1726 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1725
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1016
Census Tract	701104

Owner

2207 Shore Dr is owned and occupied by two individuals who bought it in January 1995.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2207 SHORE DR, EDGEWATER, MD 21037-2935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 1995 · Amount on File
Deed Sale	Jan 19, 1995 · Amount on File
Deed Book / Page	6907 / 80
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2207 SHORE DR, EDGEWATER, MD 21037-2935
Transaction Type	Mortgage
Record Updated	Jun 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 SHORE DR, EDGEWATER, MD 21037-2935

Mortgage

Document Number	0396880417
Date	May 31, 2023
Book Page	39688/417

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2207 SHORE DR, EDGEWATER, MD 21037-2935
Document Number	0321020151
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 SHORE DR EDGEWATER MD 210372935, EDGEWATER, MD 21037-2935

Mortgage

Document Number	0321020151
Date	May 14, 2018
Book Page	032102/000151

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 13, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 2207 Shore Dr was $2,781 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,200 Land $220,000 Building $117,200	$337,200 Land $220,000 Building $117,200
2025	$2,781.00
2023	$1,996.00 Homeowner's exemption	$286,200 Land $170,000 Building $116,200	$286,200 Land $170,000 Building $116,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2207 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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