2207 S 12th St, Ozark, MO 65721 Property Records

Christian County property record for 2207 S 12th St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,201 sqft · built 2006
Lot Size	0.199 acres (8,700 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.8-34-004-013-001.015`

Property Details

APN / Parcel Number

Primary APN	`11-0.8-34-004-013-001.015`
Alternative APN	`11-0.8-34-4-13-1.015`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	3,201 sqft Adjusted Area
1st Floor Area	1,708 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asbestos
Lot Area	8,700 sqft (0.199 acres)
Lot Dimensions	87 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2207 S 12TH ST
City	OZARK
State	MO
Zip	65721-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 WALNUT CROSSING
Legal Range	21
Legal Township	27
Legal Section	34
Legal Subdivision	WALNUT CROSSING
Legal Lot Number	15
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	3
Census Block	3012
Census Tract	20303

Owner

2207 S 12th St is owned and occupied by two individuals who acquired it in July 2017.

Source: Christian County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2207 S 12TH ST, OZARK, MO 65721-9667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jul 18, 2017	Warranty Deed, Transfer · VA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Prior Sale	Oct 10, 2012
Deed Document Number	2017009001
Deed Book / Page	2017 / 009001
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2207 S 12TH ST, OZARK, MO 65721-9667
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 S 12TH ST, OZARK, MO 65721-9667

Mortgage

Document Number	0202304095
Date	Apr 18, 2023
Book Page	2023/4095
Instrument	2023L04164

Lender

Name	ARVEST BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 18, 2017
Property Address	2207 S 12TH ST, OZARK, MO 65721-9667
Document Number	0201709001
Book / Page	002017 / 009001
Instrument Date	Jul 17, 2017
Instrument	9094
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2207 S 12TH ST OZARK MO 657219667, OZARK, MO 65721-9667

Mortgage

Document Number	201709002
Date	Jul 18, 2017
Book Page	002017/009002
Instrument	9095

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,590	$234,700 Land $30,000 Building $204,700
2023	$41,040	$216,000 Land $30,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2207 S 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 S 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon, White River Connect.

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