2207 Royal Ln, Naples, FL 34112 Property Records

Collier County property record for 2207 Royal Ln, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	2,451 sqft · built 1981
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$890,000 (Dec 2022)
Tax Bill	$7,631 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`436000 H 125B07`

Property Details

APN / Parcel Number

Primary APN	`436000 H 125B07`
Alternative APNs	`52900040008100500H125` `52900040008`

Interior

Stories	2 Stories
Building Area	2,451 sqft Living Area
1st Floor Area	2,451 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 76 ft wide
Pool Area	351 sqft
Deck Area	220 sqft

Location & Zoning

Street Address	2207 ROYAL LN
City	NAPLES
State	FL
Zip	34112-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	KINGS LAKE UNIT 2 BLK H LOT 12
Legal Range	26
Legal Township	50
Legal Section	7
Legal Subdivision	KINGS LAKE UNIT 2
Legal Tract	436000
Legal Block	H
Legal Lot Number	12
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10606

Owner

Source: Collier County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2571 SANTA BARBARA BLVD, NAPLES, FL 34116-6725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 27, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 14, 2020	Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Sep 12, 2019	Intrafamily Transfer, Transfer ACTION TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Apr 3, 2002 · Amount on Record
Deed Document Number	20226345813
Deed Book / Page	6202 / 2692
Prior Transfer Date	Oct 6, 2022
Prior Transfer Doc	0061851841
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2022
Property Address	2207 ROYAL LN, NAPLES, FL 34112-5322
Document Number	0062022692
Book / Page	6202 / 2692
Map Reference	MB 12 PG 104
Instrument Date	Dec 28, 2022
Instrument	6345813
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	NOT AVAILABLE, SERENITY TTL GROUP OF SWFL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6629 MERRYPORT LN, NAPLES, FL 34104-7863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 SANTA BARBARA BLVD, NAPLES, FL 34116-6725

Mortgage

Document Number	0062022694
Date	Dec 29, 2022
Instrument	6202/2694

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Oct 27, 2022
Property Address	2207 ROYAL LN, NAPLES, FL 34112-5322
Document Number	0061851841
Book / Page	6185 / 1841
Map Reference	MB 12 PG 104
Instrument Date	Oct 6, 2022
Instrument	6322934
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2207 ROYAL LN, 2207, NAPLES, FL 34112-5322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2207 ROYAL LN, NAPLES, FL 34112-5322

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2207 ROYAL LN, NAPLES, FL 34112-5322
Document Number	0058531901
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2207 ROYAL LN NAPLES FL 341125322, NAPLES, FL 34112-5322

Mortgage

Document Number	0058531901
Date	Dec 3, 2020
Book Page	005853/001901
Instrument	5963106

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.36%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2207 ROYAL LN, NAPLES, FL 34112-5322
Document Number	0056722555
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2207 ROYAL LN NAPLES FL 341125322, NAPLES, FL 34112-5322

Mortgage

Document Number	0056722555
Date	Sep 11, 2019
Book Page	005672/002555
Instrument	5764157

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.36%

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Sep 12, 2019
Property Address	2207 ROYAL LN, NAPLES, FL 34112-5322
Document Number	0056730862
Book / Page	5673 / 0862
Map Reference	MB 12 PG 104
Instrument Date	Sep 3, 2019
Instrument	5764833
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 ROYAL LN, NAPLES, FL 34112-5322

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,631.00 (-9.23%)	$694,702 (-18.42%) Land $394,763 Building $299,939	$694,702 (-18.42%) Land $394,763 Building $299,939
2024	$8,407.00 (-7.8%)
2023	$9,118.00 (+117.87%)	$851,610 (+114.55%) Land $404,237 Building $447,373	$851,610 (+18.76%) Land $404,237 Building $447,373
2022	$4,185.00 Homeowner's exemption	$396,933	$717,056 Land $248,701 Building $468,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 314 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 432 condo units
Nearby Flood Claims	20 (1992–2017)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile.

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