2207 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2207 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,905 sqft · built 2021
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2025)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-129`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-129`
Alternative APN	`2320`

Interior

Stories	1 Story
Building Area	1,905 sqft Gross Area

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Lot Area	46,174 sqft (1.05 acres)

Location & Zoning

Account Number	2320
Street Address	2207 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT B
Legal Tract	B
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2207 RIDGEWAY RD, LUGOFF, SC 29078-9086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Deed Document Number	2025-5204
Deed Book / Page	5379 / 72
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Jul 22, 2026
Property Address	2207 RIDGEWAY RD, LUGOFF, SC 29078-9086
Document Number	0000007036
Book / Page	5639 / 294
Instrument Date	Jul 14, 2026
Instrument	20267036
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 RIDGEWAY RD, LUGOFF, SC 29078-9086

Mortgage

Document Number	0000007036,
Date	Jul 22, 2026
Book Page	5639/294
Instrument	20267036

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (-41.12%)	$192,000 (-) Land $30,000 Building $162,000	$192,000 (-)
2023	$2,084.00	$192,000 Land $30,000 Building $162,000	$192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Rd

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