2207 Ocoee St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2207 Ocoee St, Chattanooga, TN 37406

Property Summary

Property TypeVacant Land
Lot Size0.189 acres (8,258 sqft)
Owner2 Individual Names on File
Last Sale$323,000 (May 2026)
Tax Bill$118 (2025)
Deeds & MortgagesNov 2025 Construction Loan
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN136L F 015

Property Details

APN / Parcel Number

Primary APN136L F 015

Exterior

Lot Area8,258 sqft (0.189 acres)
Lot Dimensions91.7 ft deep x 90 ft wide

Location & Zoning

Street Address2207 OCOEE ST
CityCHATTANOOGA
StateTN
Zip37406-3528
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR2
Legal DescriptionLT 22-A BLK 17 ARLINGTON HEIGHTS PB 5 PG 23 REV PB 133 PG 96
Legal SubdivisionARLINGTON HEIGHTS
Legal Tract1
Legal Block17
Legal Lot Number22,23
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1025
Census Tract12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2207 OCOEE ST, CHATTANOOGA, TN 37406-3528
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Construction Mortgage
RFLF 4 LLC
May 21, 2026Warranty Deed, Transfer · FHA Mortgage
AMERA MORTGAGE CORPORATION
Jan 24, 2025Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY AND TRUST CO
May 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleApr 11, 1997 · Amount on Record
Deed Document Number20260521109
Deed Book / Page14306 / 726
Prior Transfer DateJan 17, 2025
Prior Transfer Doc0000000183
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2207 OCOEE ST, CHATTANOOGA, TN 37406-3528
Transaction TypeMortgage
Record UpdatedJun 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9256 TOWER PINES CV, OOLTEWAH, TN 37363-9348

Mortgage

Document Number0000000214
DateNov 3, 2025
Book Page14095/910
Instrument2025110300214
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 1, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 21, 2026
Property Address2207 OCOEE ST, CHATTANOOGA, TN 37406-3528
Document Number0000000109
Book / Page14306 / 726
Instrument DateMay 20, 2026
Instrument2026109
Transaction TypeTransfer
Record UpdatedJun 1, 2026
Title CompanyNORTHSHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120,705.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2207 OCOEE ST, CHATTANOOGA, TN 37406-3528

Mortgage

Document Number0000000110,
DateMay 21, 2026
Instrument202621110
Lender
NameAMERA MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 24, 2025
Property Address2207 OCOEE ST, CHATTANOOGA, TN 37406-3528
Document Number0000000183
Book / Page13820 / 811
Map ReferenceMB 5 PG 23
Instrument DateJan 17, 2025
Instrument2025012400183
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9256 TOWER PINES CV, OOLTEWAH, TN 37363-9348

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 9, 2017
Property Address2207 OCOEE ST, CHATTANOOGA, TN 37406-3528
Document Number0000000065
Book / Page011044 / 000816
Instrument DateMay 2, 2017
Instrument65
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 71 MOUNTAIN HOME TN 376840071, MOUNTAIN HOME, TN 37684-0071

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118.00 (+187.8%)$7,825 (+317.33%)$31,300 (+317.33%) Land $31,300
2024$41.00$1,875 (-)$7,500 (-) Land $7,500
2023$41.00$1,875 (-)$7,500 (-) Land $7,500
2022$41.00$1,875$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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