2207 E Covenanter Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2207 E Covenanter Dr, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,673 sqft · built 1953
Lot Size1.05 acres (46,043 sqft)
OwnerIndividual Name on File
Last Sale$875,000 (Mar 2021)
Tax Bill$10,793 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2010 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN015-45680-00

Property Details

APN / Parcel Number

Primary APN015-45680-00
Alternative APN
  • 53-08-03-407-005.000-009

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area4,673 sqft Living Area
1st Floor Area4,673 sqft
Basement Area1,313 sqft
Finished Basement448 sqft
Unfinished Basement865 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area46,043 sqft (1.05 acres)
Lot Dimensions150 ft deep x 200 ft wide
Garage TypeAttached
Garage Area708 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-45680-00
Street Address2207 E COVENANTER DR
CityBLOOMINGTON
StateIN
Zip47401-6132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDERMERE LOT 14 & PT LOT 13
Legal SubdivisionWINDERMERE SUBDIVISION
Legal Lot Number14,13
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1002
Census Tract901

Owner

2207 E Covenanter Dr is owned and occupied by an individual who bought it in March 2021.

Source: Monroe County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Aug 19, 2010Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMERCE BANK
May 8, 2013Deed of Trust, Mortgage · Line of Credit
UNITED COMMERCE BANK
Dec 16, 2011Deed of Trust, Mortgage · Line of Credit
UNITED COMMERCE BANK
Jan 11, 2012Deed of Trust, Mortgage · Line of Credit
UNITED COMMERCE BANK
Mar 15, 2021Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2021 · Amount on File
Deed SaleMar 15, 2021 · Amount on File
Deed Document Number20214883
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
Transaction TypeMortgage
Record UpdatedJun 22, 2026
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000726
DateJan 24, 2024
Instrument2024000726
Lender
NameBAXTER CU
TypeCredit Union
Address340 N MILWAUKEE AVE, VERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJan 29, 2034
Interest
Change FrequencyMonthly

August 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2010012027
DateAug 19, 2010
Instrument2010012027
Lender
NameUNITED COMMERCE BANK
AddressBLOOMINGTON, IN 47404
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2040

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013007948
DateMay 8, 2013
Instrument2013007948
Lender
NameUNITED COMMERCE BANK
AddressBLOOMINGTON, IN 47404
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueApr 29, 2033
Interest
Rate TypeAdjustable Rate

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2011018004
DateDec 16, 2011
Instrument2011018004
Lender
NameUNITED COMMERCE BANK
AddressBLOOMINGTON, IN 47404
Agreement
TypeLine of Credit
AmountAmount on Record
Term16 Months
DueApr 18, 2013

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012000447
DateJan 11, 2012
Instrument2012000447
Lender
NameUNITED COMMERCE BANK
AddressBLOOMINGTON, IN 47404
Agreement
TypeLine of Credit
AmountAmount on Record
Term47 Months
DueDec 15, 2015

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMar 15, 2021
Property Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132
Document Number2021004883
Instrument DateMar 4, 2021
Instrument2021004883
Transaction TypeTransfer
Record UpdatedJun 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2207 E COVENANTER DR, BLOOMINGTON, IN 47401-6132

Mortgage

Document Number2021004884
DateMar 15, 2021
Instrument2021004884
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2207 E Covenanter Dr was $10,793, down 3.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,793.00 (-3.85%)$960,800 Land $135,800 Building $825,000$960,800 Land $135,800 Building $825,000
2024$11,225.00
2023$980,000 (+13.61%) Land $135,800 Building $844,200$980,000 (+13.61%) Land $135,800 Building $844,200
2022$9,785.00 Homeowner's exemption$862,600 Land $135,700 Building $726,900$862,600 Land $135,700 Building $726,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2207 E Covenanter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 E Covenanter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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