Polk County property record for 2207 E 40th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,550 sqft · built 1991 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Apr 2018) |
| Tax Bill | $3,340 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/08066-002-000 |
| Primary APN | 060/08066-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 800 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 18 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2207 E 40TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 138 SUNRISE PARK |
| Legal Subdivision | SUNRISE PARK |
| Legal Lot Number | 138 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 1900 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 17, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI BANK IOWA |
| Feb 6, 2018 | Trustee's Deed, Foreclosure |
| Jul 25, 2017 | Loan Modification, Mortgage · FHA Mortgage FIRST GUARANTY MTG |
| Sep 6, 2016 | Loan Modification, Mortgage FAY SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Prior Sale | Feb 6, 2018 · Amount on Record |
| Deed Document Number | 20182017-00079455 |
| Deed Book / Page | 16886 / 357 |
| Prior Transfer Date | Oct 21, 2011 |
| Prior Transfer Doc | 0000031934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Document Number | 202100083879 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 18689/269 |
| Instrument | 2021-00083879 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Apr 17, 2018 |
| Property Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Document Number | 0000079455 |
| Book / Page | 016886 / 000357 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 79455 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 15, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2207 E 40TH CT DES MOINES IA 503175635, DES MOINES, IA 50317-5635 |
| Document Number | 79457 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 016886/000361 |
| Instrument | 79457 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 6, 2018 |
| Property Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Document Number | 0000061714 |
| Book / Page | 016811 / 000948 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 61714 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2515 NE 51ST CT DES MOINES IA 503177039, DES MOINES, IA 50317-7039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Document Number | 0000031423 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2207 E 40TH CT DES MOINES IA 503175635, DES MOINES, IA 50317-5635 |
| Document Number | 0000031423 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 016682/000856 |
| Instrument | 31423 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2207 E 40TH CT, DES MOINES, IA 50317-5635 |
| Document Number | 0000072903 |
| Book / Page | 016390 / 000413 |
| Instrument Date | Sep 6, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2207 E 40TH CT DES MOINES IA 503175635, DES MOINES, IA 50317-5635 |
| Document Number | 0000072903 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 016390/000413 |
| Instrument | 72903 |
| Name | FAY SERVICING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 28, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,100 (+14.37%) Land $29,100 Building $177,000 | $206,100 (+14.37%) Land $29,100 Building $177,000 | |
| 2024 | $3,340.00 (+6.57%) | ||
| 2023 | $180,200 Land $25,100 Building $155,100 | $180,200 Land $25,100 Building $155,100 | |
| 2020 | $3,134.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1983–2025) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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