2207 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 2207 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,748 sqft · built 2019
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,155,000 (May 2025)
Tax Bill	$5,120 (2026)
Deeds & Mortgages	Sep 2019 Refinance Aug 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`987408991771`

Property Details

APN / Parcel Number

Primary APN	`987408991771`
Alternative APN	`000728001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,748 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Lot Area	12,000 sqft (0.275 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987408991771
Street Address	2207 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLK 76, 9 &10 BLK 85 BLK: SEC: PL: 1 SL: 188
Legal Subdivision	VIRGINIA DARE SHORES
Legal Block	76,85
Legal Lot Number	1,9,10
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2041
Census Tract	970200

Owner

2207 Bay Dr is owner-occupied and held in a trust since May 2025.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2207 BAY DR, KILL DEVIL HILLS, NC 27948-8103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 7, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	2025700149087
Deed Book / Page	2789 / 404
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2207 BAY DR, KILL DEVIL HILLS, NC 27948-8103
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002324/1
Date	Sep 17, 2019
Book Page	2324/1
Instrument	700068927

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Aug 7, 2018
Property Address	2207 BAY DR, KILL DEVIL HILLS, NC 27948-8103
Document Number	002252/746
Book / Page	2252 / 746
Instrument Date	Aug 6, 2018
Instrument	000700055327
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 ELIJAH BAUM DR, KITTY HAWK, NC 27949-4253

Tax Assessment & Valuation

The 2026 property tax bill for 2207 Bay Dr was $5,120.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,120.00	$942,700 (-) Land $411,500 Building $531,200	$942,700 Land $411,500 Building $531,200
2025	$5,120.00	$942,700 Land $411,500 Building $531,200
2023	$3,695.00	$489,100 Land $193,600 Building $295,500
2020			$942,700 Land $411,500 Building $531,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2207 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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