2207 Bare St, Staunton, VA 24401 Property Records

Staunton City property record for 2207 Bare St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1958
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,327 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4162`

Property Details

APN / Parcel Number

Primary APN	`4162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	401 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	171 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2207 BARE ST
City	STAUNTON
State	VA
Zip	24401-3765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 31 & 32
Legal Subdivision	PARK HILL
Legal Lot Number	31-32
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	3
Census Block	3002
Census Tract	200

Owner

2207 Bare St is owned and occupied by two individuals.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2207 BARE ST, STAUNTON, VA 24401-3765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CREDIT UNION
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Recording Date	Aug 25, 2026
Property Address	2207 BARE ST, STAUNTON, VA 24401-3765
Document Number	0000002092
Instrument Date	Aug 19, 2026
Instrument	20262092
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 BARE ST, STAUNTON, VA 24401-3765

Mortgage

Document Number	0000002092,
Date	Aug 25, 2026
Instrument	20262092

Lender

Name	DUPONT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Aug 30, 2061

Interest

Rate	6.75%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	2207 BARE ST, STAUNTON, VA 24401-3765
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 BARE ST, STAUNTON, VA 24401-3765

Mortgage

Document Number	0220000317
Date	Jan 26, 2022
Instrument	220000317

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	2207 BARE ST, STAUNTON, VA 24401-3765
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003198
Date	Dec 28, 2017
Instrument	170003198

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2207 Bare St was $2,327.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,327.00	$255,810 (-) Land $60,210 Building $195,600	$255,810 (-) Land $60,210 Building $195,600
2025	$2,327.00	$255,810 Land $60,210 Building $195,600	$255,810 Land $60,210 Building $195,600
2023	$1,982.00	$222,730 Land $52,730 Building $170,000	$222,730 Land $52,730 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2207 Bare St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 Bare St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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