2206 Summerhill Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 2206 Summerhill Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,833 sqft · built 1986
Lot Size	0.8 acres (3,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Sep 2023)
Tax Bill	$14,964 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`257-454-33-00`

Property Details

APN / Parcel Number

Primary APN	`257-454-33-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,482 sqft (0.8 acres)
Lot Dimensions	90 ft deep x 38 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2206 SUMMERHILL DR
City	ENCINITAS
State	CA
Zip	92024-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 183 TR 011041
Legal Subdivision	ENCINITAS #4421
Legal Tract	011041
Legal Block	1
Legal Lot Number	183
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17107

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Sep 19, 2023	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	2023254485
Prior Transfer Date	Jul 23, 2003
Prior Transfer Doc	0000937050
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443

Mortgage

Document Number	0000072728
Date	Mar 17, 2026
Instrument	2026-0072728

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2023
Property Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443
Document Number	0000254485
Map Reference	MAP 11041
Instrument Date	Aug 24, 2023
Instrument	2023-0254485
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443

Mortgage

Document Number	0000254486
Date	Sep 19, 2023
Instrument	2023-0254486

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612672
Date	Dec 30, 2019
Instrument	2019-0612672

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369776
Date	Aug 15, 2017
Instrument	2017-0369776

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 10, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2206 SUMMERHILL DR, ENCINITAS, CA 92024-5443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612671
Date	Dec 30, 2019
Instrument	2019-0612671

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,352,520 (+2%) Land $1,040,400 Building $312,120
2025	$14,964.00 (+3.97%)	$1,326,000 (+256.32%) Land $1,020,000 Building $306,000
2024	$14,393.00 (+225.05%)
2023	$4,428.00 (+2.83%) Homeowner's exemption	$372,142 Land $153,466 Building $218,676
2022	$4,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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