2206 Shell Rd, Savannah, GA 31404 Property Records

Chatham County property record for 2206 Shell Rd, Savannah, GA 31404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,002 sqft · built 1960
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$37,000 (Jul 2017)
Tax Bill$850 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3-0003-01-041

Property Details

APN / Parcel Number

Primary APN3-0003-01-041
Alternative APN
  • F318S002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,002 sqft Living Area
1st Floor Area1,002 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)

Exterior Amenities

PorchSlab
Porch Area78 sqft
Deck Area32 sqft
Patio Area64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2206 SHELL RD
CitySAVANNAH
StateGA
Zip31404-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 21 SUB 2 M & M LAND CO
Legal SubdivisionSUB
Legal Lot Number21
JurisdictionCHATHAM GA
Township / Civil DivisionSAVANNAH
Census Block Group2
Census Block2009
Census Tract10102

Owner

Source: Chatham County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2206 SHELL RD, SAVANNAH, GA 31404-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · FHA Mortgage
GENEVA FINANCIAL
Jul 24, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleMar 18, 2014 · Amount on Record
Deed Document Number20177461
Deed Book / Page1134 / 667
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Recording DateMay 8, 2026
Property Address2206 SHELL RD, SAVANNAH, GA 31404-4404
Document Number0039760497
Book / Page3976 / 497
Instrument DateMay 4, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2206 SHELL RD, SAVANNAH, GA 31404-4404

Mortgage

Document Number3976000497,
DateMay 8, 2026
Book Page3976/497
Lender
NameGENEVA FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.46%
Max Rate-1%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateJul 24, 2017
Property Address2206 SHELL RD, SAVANNAH, GA 31404-4404
Document Number0011340667
Book / Page1134 / 667
Instrument DateJul 24, 2017
Instrument2017-007461
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2206 SHELL RD, THUNDERBOLT, GA 31404-4404

Mortgage

Document Number1134/669
DateJul 24, 2017
Book Page1134/669
Instrument3051338012
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalityThunderbolt Town
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$850.00 (+36.88%) Homeowner's exemption$52,440 (-9.83%) Land $15,360 Building $37,080$131,100 (-9.83%) Land $38,400 Building $92,700
2023$58,160 (+28.56%) Land $15,360 Building $42,800$145,400 (+28.56%) Land $38,400 Building $107,000
2022$621.00$45,240 Land $7,040 Building $38,200$113,100 Land $17,600 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 78 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies141 units insured
incl. 63 condo units
Nearby Flood Claims21 (1989–2017)
Claims Outside the SFHA1 of 21
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHUNDERBOLT
serves 2,556 people · EPA ID GA0510006
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting28
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave.

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