2206 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 2206 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	4 bd · 2.5 ba · 1,840 sqft · built 2021
Lot Size	1.11 acres (48,395 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-327-001B`

Property Details

APN / Parcel Number

Primary APN	`09-327-001B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,840 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	48,395 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2206 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-6138
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-20 MONRO
Legal Description	#1 SOUTH GATE ESTATES PB07 PG70
Legal Subdivision	SOUTH GATE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3054
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2206 LANCASTER AVE, MONROE, NC 28112-6138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Oct 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Oct 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 10, 2021	Warranty Deed, Construction Loan · Construction Mortgage EMERALD POINTE REALTY & CONSTRUCTION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202147234
Deed Book / Page	8267 / 210
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2206 LANCASTER AVE, MONROE, NC 28112-6138
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008951401
Date	Aug 2, 2024
Book Page	8951/401
Instrument	18155

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2206 LANCASTER AVE, MONROE, NC 28112-6138
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008267226
Date	Oct 4, 2021
Book Page	8267/226
Instrument	47236

Lender

Name	NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Type	Non-Lending Institution
Address	ROXBURY, MA 02119

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 4, 2021
Property Address	2206 LANCASTER AVE, MONROE, NC 28112-6138
Document Number	0008267210
Book / Page	8267 / 210
Map Reference	MB 7 PG 70
Instrument Date	Jul 9, 2021
Instrument	47234
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5303 SECREST SHORTCUT RD, MONROE, NC 28110-9173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 LANCASTER AVE, MONROE, NC 28112-6138

Mortgage

Document Number	0000047235
Date	Oct 4, 2021
Instrument	47235

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 10, 2021
Property Address	2206 LANCASTER AVE, MONROE, NC 28112-6138
Document Number	0007985363
Book / Page	7985 / 363
Map Reference	MB 7 PG 70
Instrument Date	Feb 9, 2021
Instrument	6290
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5303 SECREST SHORTCUT RD, MONROE, NC 28110-9173
Investor	Possibly a Property Investor

Mortgage

Document Number	0007985365
Date	Feb 10, 2021
Book Page	7985/365
Instrument	6291

Lender

Name	EMERALD POINTE REALTY & CONSTRUCTION INC
Type	Non-Lending Institution
Address	MONROE, NC 28110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 9, 2022

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,700 (-) Land $73,800 Building $360,900	$434,700 (-) Land $73,800 Building $360,900
2025	$3,800.00 (+7.37%)	$434,700 (+33.92%) Land $73,800 Building $360,900	$434,700 (+33.92%) Land $73,800 Building $360,900
2023	$3,539.00	$324,600 Land $52,900 Building $271,700	$324,600 Land $52,900 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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