2206 FM 2808, Kempner, TX 76539 Property Records

Lampasas County property record for 2206 FM 2808, Kempner, TX 76539

Property Summary

Property Type	Rural Home
Details	1 ba · 4,286 sqft · built 1992
Lot Size	34.9 acres (1,524,164 sqft)
Owner	2 Individual Names on File
Tax Bill	$55 (2026)
Deeds & Mortgages	Dec 2025 Transfer Feb 2017 Mortgage + 1 more
APN	`20341-010-000-20`

Property Details

APN / Parcel Number

Primary APN	`20341-010-000-20`
Alternative APN	`10428`

Interior

Full Baths	1 Bath
Building Area	4,286 sqft Total Area
1st Floor Area	2,308 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	1,524,164 sqft (34.9 acres)
Garage Type	Detached
Garage Area	483 sqft
Porch	Porch
Porch Area	756 sqft

Location & Zoning

Account Number	20341-010-000-20
Street Address	2206 FM 2808
City	KEMPNER
State	TX
Zip	76539-5952
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACR: 34.99 ABST: 0341 SURV: H T & B R R C0 LOCCD:108
Legal Subdivision	H T & BR CO SURVEY NO 11 ABSTRACT NO 341
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	2
Census Block	2005
Census Tract	950304

Owner

2206 FM 2808, a rural home, is owned and occupied by two individuals who acquired it in April 2023.

Source: Lampasas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2206 FM 2808, KEMPNER, TX 76539-5952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Correction Deed
Feb 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL UNITED
Dec 28, 2018	Vendor's Lien, Transfer · ARM NATIONAL UNITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023
Deed Sale	Apr 11, 2023
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	2023196581
Deed Book / Page	612 / 354
Prior Transfer Date	Aug 14, 2014
Prior Transfer Doc	0000156583
Record Updated	Oct 29, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAMPASAS TX
Recording Date	Dec 30, 2025
Property Address	2206 FM 2808, KEMPNER, TX 76539-5952
Document Number	0000209273
Instrument Date	Dec 30, 2025
Instrument	209273
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2206 FM 2808, KEMPNER, TX 76539-5952
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000333/547
Date	Feb 10, 2017
Book Page	333/547
Instrument	166432

Lender

Name	NATIONAL UNITED
Type	Bank
Address	GATESVILLE, TX 76528

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Dec 28, 2018
Property Address	2206 FM 2808, KEMPNER, TX 76539-5952
Document Number	000551/300
Book / Page	551 / 300
Map Reference	VOL 272 PG 661
Instrument Date	Dec 28, 2018
Instrument	174984
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 HOLIDAY CREEK LN, 412, GEORGETOWN, TX 78633-2149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 FM 2808, KEMPNER, TX 76539-5952

Mortgage

Document Number	0000174985
Date	Dec 28, 2018
Instrument	174985

Lender

Name	NATIONAL UNITED
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Type Change Date	Dec 28, 2023
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	11.1%
Index	5-Year CMT
Max Rate	16.1%

Tax Assessment & Valuation

The 2026 property tax bill for 2206 FM 2808 was $55 with a homeowner's exemption, down 99.2% from the year before.

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$55.00 (-99.24%)	$3,560	$419,890 (-57.36%) Land $419,890
2025	$7,234.00 Homeowner's exemption		$984,680 Land $472,400 Building $512,280
2023			$931,670 Land $406,540 Building $525,130
2022	$6,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2206 FM 2808; there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2206 FM 2808 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000

May also be available: Altitude ISP, AT&T, Verizon, Western Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2808

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