2206 E 23rd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2206 E 23rd St, Chattanooga, TN 37407

Property Summary

Property Type	Fast Food Restaurant
Details	1,872 sqft · built 1986
Lot Size	0.438 acres (19,097 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Feb 2021)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`156G H 001.01`

Property Details

APN / Parcel Number

Primary APN	`156G H 001.01`
Alternative APN	`0000092116`

Interior

Stories	1 Story
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	19,097 sqft (0.438 acres)
Lot Dimensions	142 ft deep x 134 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000092116
Street Address	2206 E 23RD ST
City	CHATTANOOGA
State	TN
Zip	37407-1107
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	M1
Legal Description	LT 1 RESUB BLK L HAGANS SUB 34-92
Legal Subdivision	HAGANS
Legal Block	L
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1030
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1627 LORIMORE DR, SNELLVILLE, GA 30078-2281
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK/NE
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK/NE
Aug 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK
Aug 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK
Feb 5, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FIRSTBANK
Mar 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Nov 18, 2003 · Amount on Record
Deed Document Number	2021157
Deed Book / Page	12345 / 457
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 12, 2026
Property Address	2206 E 23RD ST, CHATTANOOGA, TN 37407-1107
Document Number	0000000060
Book / Page	14295 / 9
Instrument Date	Apr 28, 2026
Instrument	202660
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000000060,
Date	May 12, 2026
Book Page	14295/9
Instrument	202660

Lender

Name	FIRST COMMUNITY BANK/NE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 12, 2026
Property Address	2206 E 23RD ST, CHATTANOOGA, TN 37407-1107
Document Number	0000000058
Book / Page	14294 / 988
Instrument Date	Apr 28, 2026
Instrument	202658
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000000058,
Date	May 12, 2026
Book Page	14294/988
Instrument	202658

Lender

Name	FIRST COMMUNITY BANK/NE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2206 E 23RD ST, CHATTANOOGA, TN 37407-1107
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000156
Date	Aug 29, 2023
Book Page	13385/593
Instrument	2023082900156

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2028

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2206 E 23RD ST, CHATTANOOGA, TN 37407-1107
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000157
Date	Aug 29, 2023
Book Page	13385/602
Instrument	2023082900157

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2028

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 5, 2021
Property Address	2206 E 23RD ST, CHATTANOOGA, TN 37407-1107
Document Number	0000000157
Book / Page	12345 / 457
Map Reference	MB 34 PG 92
Instrument Date	Feb 4, 2021
Instrument	2021020500157
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 LORIMORE DR, SNELLVILLE, GA 30078-2281

Mortgage

Document Number	0012345460
Date	Feb 5, 2021
Instrument	12345/460

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 6, 2024

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 29, 2018
Property Address	2206 E 23RD ST, CHATTANOOGA, TN 37407-1107
Document Number	0000000081
Book / Page	011305 / 000630
Instrument Date	Mar 20, 2018
Instrument	81
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 8096 CHATTANOOGA TN 374140096, CHATTANOOGA, TN 37414-0096

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (-3.18%)	$160,640 (+42.92%)	$401,600 (+42.92%) Land $286,400 Building $115,200
2024	$2,514.00	$112,400 (-)	$281,000 (-) Land $96,700 Building $184,300
2023	$2,514.00	$112,400 (-)	$281,000 (-) Land $96,700 Building $184,300
2022	$2,514.00	$112,400	$281,000 Land $96,700 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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