2206 Cherry Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 2206 Cherry Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,758 sqft · built 2002
Lot Size	0.21 acres (9,078 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2018)
Tax Bill	$6,759 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-32-102-031`

Property Details

APN / Parcel Number

Primary APN	`06-03-32-102-031`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,758 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Material	Shingle
Lot Area	9,078 sqft (0.21 acres)
Garage Type	Attached
Garage Area	38 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2206 CHERRY RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-5393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 228 IN CATON RIDGE SUB UNIT 4, BEING A SUB OF PRT OF THE N1/2 OF THE NW1/4 OF SEC. 32, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	32
Legal Subdivision	CATON RIDGE UNIT 4
Legal Lot Number	228
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1017
Census Tract	880430

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 6, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABRI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Document Number	201845562
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Aug 6, 2026
Property Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393
Document Number	0000048411
Instrument Date	Jul 31, 2026
Instrument	202648411
Transaction Type	Mortgage
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393

Mortgage

Document Number	0000048411,
Date	Aug 6, 2026
Instrument	202648411

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393

Mortgage

Document Number	0000021451
Date	May 5, 2023
Instrument	R2023021451

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027180
Date	Jun 6, 2024
Instrument	R2024027180

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 5, 2018
Property Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393
Document Number	0000045562
Map Reference	DOC R2001-97630
Instrument Date	Jun 15, 2018
Instrument	R2018045562
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393

Mortgage

Document Number	0000045563
Date	Jul 5, 2018
Instrument	R2018045563

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2206 CHERRY RIDGE DR, PLAINFIELD, IL 60586-5393
Document Number	0000094348
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 CHERRY RIDGE DR PLAINFIELD IL 605865393, PLAINFIELD, IL 60586-5393

Mortgage

Document Number	0000094348
Date	Dec 1, 2017
Instrument	94348

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2027

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,759.00 (+16.76%)	$106,584 (+8.45%) Land $26,231 Building $80,353	$319,752 (+8.45%) Land $78,693 Building $241,059
2024		$98,279 (+23.28%) Land $24,187 Building $74,092	$294,837 (+23.28%) Land $72,561 Building $222,276
2022	$5,789.00 Homeowner's exemption	$79,721 Land $19,620 Building $60,101	$239,163 Land $58,860 Building $180,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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