2206 Ashcliff Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2206 Ashcliff Ln, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,206 sqft · built 1984
Lot Size0.742 acres (32,347 sqft)
Owner2 Individual Names on Record
Last Sale$782,000 (Apr 2018)
Tax Bill$9,382 (2023)
Deeds & MortgagesJun 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN227-261-02

Property Details

APN / Parcel Number

Primary APN227-261-02

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area5,206 sqft Heated Area
Gross Area6,308 sqft
1st Floor Area1,630 sqft
Upper Floors Area2,106 sqft
Attic Area216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area32,347 sqft (0.742 acres)
Garage Area678 sqft

Exterior Amenities

PorchPorch
Porch Area208 sqft
Deck Area276 sqft
Patio Area813 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number227-261-02
Street Address2206 ASHCLIFF LN
CityCHARLOTTE
StateNC
Zip28270-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL11 B6 M20-321
Legal SubdivisionHEMBSTEAD
Legal Block6
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1001
Census Tract5832

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2206 ASHCLIFF LN, CHARLOTTE, NC 28270-9732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALCOVA MTG
Apr 27, 2018Warranty Deed, Transfer · Conventional Mortgage
ACOPIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleJan 13, 2003 · Amount on Record
Deed Document Number0003263697
Deed Book / Page32636 / 97
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2206 ASHCLIFF LN, CHARLOTTE, NC 28270-9732
Document Number0000091468
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2206 ASHCLIFF LN CHARLOTTE NC 282709732, CHARLOTTE, NC 28270-9732

Mortgage

Document Number0000091468
DateJun 22, 2020
Book Page034712/000142
Instrument91468
Lender
NameALCOVA MTG
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 21, 2035

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 27, 2018
Property Address2206 ASHCLIFF LN, CHARLOTTE, NC 28270-9732
Document Number0000051032
Book / Page032636 / 000097
Instrument DateApr 27, 2018
Instrument51032
Transaction TypeTransfer
Record UpdatedJun 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,564.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2206 ASHCLIFF LN CHARLOTTE NC 282709732, CHARLOTTE, NC 28270-9732

Mortgage

Document Number51033
DateApr 27, 2018
Book Page032636/000100
Instrument51033
Lender
NameACOPIA
AddressGOODLETTEVILLE, TN 37072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2008–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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