2206 3rd St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 2206 3rd St, Eau Claire, WI 54703

Property Summary

Property Type	Duplex
Details	1 bd · 2 ba · 1,272 sqft · built 1881
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-0244-000`

Property Details

APN / Parcel Number

Primary APN	`09-0244-000`
Alternative APNs	`18221-2-270918-004-2001` `221090244000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,272 sqft Total Area
Basement Area	90 sqft
Unfinished Basement	90 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Architectural Style	Duplex Single
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2206 3RD ST
City	EAU CLAIRE
State	WI
Zip	54703-2950
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LOT 5 BLK 10 R.F WILSONS ADD
Legal Range	09W
Legal Township	27N
Legal Section	18
Legal Subdivision	R.F WILSONS ADD
Legal Block	10
Legal Lot Number	5
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	3
Census Block	3015
Census Tract	1402

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 584, EAU CLAIRE, WI 54702-0584
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BK
Jul 3, 2019	Loan Modification, Mortgage MERCHANTS BK
Jul 14, 2017	Loan Modification, Mortgage MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2206 3RD ST, EAU CLAIRE, WI 54703-2950
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001271299
Date	Sep 17, 2025
Instrument	1271299

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2030

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Aug 24, 2020
Property Address	2206 3RD ST, EAU CLAIRE, WI 54703-2950
Document Number	0001196645
Instrument Date	Aug 10, 2020
Instrument	1196645
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	INGEO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1751 DRUMMOND ST EAU CLAIRE WI 547014007, EAU CLAIRE, WI 54701-4007

Mortgage

Document Number	1196646
Date	Aug 24, 2020
Instrument	1196646

Lender

Name	MERCHANTS BK
Type	Bank
Address	EAU CLAIRE, WI 54701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2040

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	2206 3RD ST, EAU CLAIRE, WI 54703-2950
Document Number	0001177906
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24329 CARDINAL CT #372 TREMPEALEAU WI 546616219, 372, TREMPEALEAU, WI 54661-6219

Mortgage

Document Number	0001177906
Date	Jul 25, 2019
Instrument	1177906

Lender

Name	MERCHANTS BK
Type	Bank
Address	EAU CLAIRE, WI 54701

Agreement

Term	36 Months
Due	Jul 24, 2022

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	2206 3RD ST, EAU CLAIRE, WI 54703-2950
Document Number	0001148786
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24329 CARDINAL CT TREMPEALEAU WI 546616219, TREMPEALEAU, WI 54661-6219

Mortgage

Document Number	0001148786
Date	Jul 21, 2017
Instrument	1148786

Lender

Name	MERCHANTS BK
Type	Bank
Address	EAU CLAIRE, WI 54701

Agreement

Term	24 Months
Due	Jul 20, 2019

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00	$97,800 (-) Land $19,900 Building $77,900	$127,900
2023		$97,800 Land $19,900 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

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