Contra Costa County property record for 2205 Winchester Loop, Discovery Bay, CA 94505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,698 sqft · built 2003 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $8,919 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-410-065-4 |
| Primary APN | 011-410-065-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| 1st Floor Area | 1,217 sqft |
| 2nd Floor Area | 1,481 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cluster |
| Lot Area | 6,400 sqft (0.147 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2205 WINCHESTER LOOP |
|---|---|
| City | DISCOVERY BAY |
| State | CA |
| Zip | 94505-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T8429 L65 |
| Legal Subdivision | SUBDIVISION 8429 |
| Legal Tract | 8429 |
| Legal Lot Number | 65 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 304007 |
Source: Contra Costa County records · APN 011-410-065-4
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMNET ESOP CORP |
| Oct 01, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 31, 2018 | Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2019 |
| Deed Sale | Oct 01, 2019 |
| Prior Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 2019164973 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 0000164973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 14, 2026 |
| Property Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Number | 0000073578 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202673578 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Number | 0000070004 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-070004 |
| Name | AMNET ESOP CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SANTA CRUZ, CA 95061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 01, 2019 |
| Property Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Number | 0000164973 |
| Map Reference | MB 433 PG 44 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 2019-164973 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Number | 0000164974 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 2019-164974 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 31, 2018 |
| Property Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Number | 0000015239 |
| Map Reference | MB 433 PG 44 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018-015239 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE SF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2205 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-2307 |
| Document Number | 0000015240 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018-015240 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Elementary School District | Byron Union Elementary School District (KG - 08) |
| Secondary School District | Liberty Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $626,709 (+2%) Land $135,785 Building $490,924 | |
| 2025 | $8,919.00 (+6.71%) | $614,422 (+4.04%) Land $133,123 Building $481,299 |
| 2023 | $8,358.00 (+1.67%) | $590,564 Land $127,954 Building $462,610 |
| 2022 | $8,221.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Verizon.
Based on FCC filings for 483 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF DISCOVERY BAY serves 16,790 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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