2205 Wallace Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 2205 Wallace Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,902 sqft · built 2004
Lot Size	2.04 acres (89,167 sqft)
Owner	Individual Name on File
Last Sale	$372,500 (Nov 2017)
Tax Bill	$3,169 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5543 19 2097`

Property Details

APN / Parcel Number

Primary APN	`5543 19 2097`
Alternative APNs	`10026 0037.180000` `97646`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	1,902 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	89,167 sqft (2.04 acres)
Lot Dimensions	400 ft deep x 198 ft wide
Garage Type	Mixed
Garage Area	1,200 sqft
Driveway	Driveway
Driveway Area	2,300 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	396 sqft
Patio Area	306 sqft
Fence	Fence
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	97646
Street Address	2205 WALLACE RD
City	MIDLAND
State	NC
Zip	28107-9476
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SFR
Legal Description	NORTH SIDE WALLACE RD
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2033
Census Tract	41603

Owner

Source: Cabarrus County records · APN 5543 19 2097

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2205 WALLACE RD, MIDLAND, NC 28107-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	May 23, 2005 · Amount on Record
Deed Document Number	0012762156
Deed Book / Page	12762 / 156
Record Updated	Jun 07, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2205 WALLACE RD, MIDLAND, NC 28107-9476
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016229140
Date	Oct 03, 2022
Book Page	16229/140

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 13, 2017
Property Address	2205 WALLACE RD, MIDLAND, NC 28107-9476
Document Number	0012762156
Book / Page	12762 / 0156
Instrument Date	Nov 09, 2017
Instrument	12762-0156
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 WALLACE RD, MIDLAND, NC 28107-9476

Mortgage

Document Number	0127620159
Date	Nov 13, 2017
Instrument	12762-0159

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,169.00	$330,070 Land $41,630 Building $288,440	$330,070 Land $41,630 Building $288,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 15 locations within half a mile of this property.

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