2205 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2205 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1.5 ba · 1,496 sqft · built 1889
Lot Size	0.161 acres (7,011 sqft)
Owner	Company Name on File
Last Sale	$79,900 (May 2018)
Tax Bill	$3,106 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1180-04040`

Property Details

APN / Parcel Number

Primary APN	`010-1180-04040`
Alternative APN	`1089217`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,496 sqft Gross Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	7,011 sqft (0.161 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1089217
Street Address	2205 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1501
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0355 BLOCK:123 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	123
Legal Lot Number	355
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3002
Census Tract	15600

Owner

2205 W 4th St, a residential property, is owned by a company that bought it in May 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	23 W CENTRAL ENTRANCE PMB # 220 # 220, 220, DULUTH, MN 55811
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
May 21, 2018	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Jul 8, 2005 · Amount on File
Deed Document Number	20181333083
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2205 W 4TH ST, DULUTH, MN 55806-1501
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 W CENTRAL ENTRANCE 110, 110, DULUTH, MN 55811-3433

Mortgage

Document Number	0001464582
Date	Apr 7, 2023
Instrument	1464582

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2018
Property Address	2205 W 4TH ST, DULUTH, MN 55806-1501
Document Number	00A1333083
Instrument Date	May 16, 2018
Instrument	A1333083
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ARROWHEAD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 W 7TH ST DULUTH MN 558062510, DULUTH, MN 55806-2510

Mortgage

Document Number	A1333084
Date	May 21, 2018
Instrument	A1333084

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2205 W 4th St was $3,106, up 9.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,106.00 (+9.91%)
2025	$2,826.00 (+6.32%)	$188,700 (+12.72%) Land $26,500 Building $162,200	$188,700 (+12.72%) Land $26,500 Building $162,200
2024	$2,658.00	$167,400 Land $31,800 Building $135,600	$167,400 Land $31,800 Building $135,600
2022		$139,700 Land $28,000 Building $111,700	$139,700 Land $28,000 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2205 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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