2205 Victoria Ave, Oxnard, CA 93035 Property Records

Ventura County property record for 2205 Victoria Ave, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,573 sqft · built 1978
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Aug 2018)
Tax Bill	$21,295 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-013-155`

Property Details

APN / Parcel Number

Primary APN	`188-0-013-155`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,573 sqft Living Area
1st Floor Area	1,512 sqft
2nd Floor Area	1,061 sqft
Upper Floors Area	301 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	4,800 sqft (0.11 acres)
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Deck Area	520 sqft
Patio Area	880 sqft

Location & Zoning

Street Address	2205 VICTORIA AVE
City	OXNARD
State	CA
Zip	93035-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RW1
Legal Description	TRACT: 190401 LOT: 80 REF: 049MR 062
Legal Subdivision	1904-1
Legal Tract	190401
Legal Block	13
Legal Lot Number	80
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2020
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2205 VICTORIA AVE, OXNARD, CA 93035-2930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Grant Deed, Transfer · ARM UBS BANK USA
Dec 20, 2017	Deed of Trust, Mortgage GUARANTEED RATE
Jun 23, 2017	Grant Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201894010
Prior Transfer Date	Jan 2, 2013
Prior Transfer Doc	0000003535
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 17, 2018
Property Address	2205 VICTORIA AVE, OXNARD, CA 93035-2930
Document Number	0000094010
Map Reference	MB49 PG62
Instrument Date	Jul 3, 2018
Instrument	20180817-00094010
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	EQUITY TITLE LOS ANGELES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WASHINGTON BLVD, MARINA DEL REY, CA 90292-5123

Mortgage

Document Number	0000094011
Date	Aug 17, 2018
Instrument	20180817-00094011

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2205 VICTORIA AVE, OXNARD, CA 93035-2930
Document Number	0000169482
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2205 VICTORIA AVE OXNARD CA 930352930, OXNARD, CA 93035-2930

Mortgage

Document Number	0000169482
Date	Dec 28, 2017
Instrument	169482

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 23, 2017
Property Address	2205 VICTORIA AVE, OXNARD, CA 93035-2930
Document Number	0000081634
Map Reference	MB49 PG62
Instrument Date	May 12, 2017
Instrument	20170623-00081634
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2205 VICTORIA AVE, OXNARD, CA 93035-2930
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081635
Date	Jun 23, 2017
Instrument	20170623-00081635

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000081636
Date	Jun 23, 2017
Instrument	20170623-00081636

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,706,742 (+2%) Land $1,109,385 Building $597,357
2025	$21,295.00 (+2.15%) Homeowner's exemption	$1,673,277 (+4.04%) Land $1,087,632 Building $585,645
2024	$20,846.00 (+3.68%)
2023	$20,107.00 (+3.01%) Homeowner's exemption	$1,608,302 Land $1,045,398 Building $562,904
2022	$19,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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